Have you ever watched a financial advisor on TV that just yells at his or her viewers with a comment like, “Are you kidding me" when they ask if they can buy something that they have wanted for a long time. Watching one of those shows reminds me of having my parents yell at me. Sure my parents were smart. Sure they have more life experience. But did they always see where I was coming from? Not always. If your financial advisor is always telling you what to do and what not to do, it is time to … [Read more...]
Have You Calculated Your Net Worth Lately?
When you hear the words “net worth” do you think they only apply to the rich? Not so! Not so! Your net worth is an excellent gauge for you to determine how you are doing financially and what you can do to improve.Just jot it down on a piece of paper. This will take five to ten minutes. If you are not proud of your net worth, no one but you has to know. You can throw it away when you are done.HOWEVER, I highly recommend writing it down and going back to it in 3 months, 6 months, a year or even … [Read more...]
Easy Ways For You To Save Money
Saving money is one of the best financial decisions you can make. You want to save money for your retirement but also to save money for emergencies and short-term goals like buying a car. If you find that it can be difficult for you to save money, it helps to know what type of options you have. Learning how you can invest your money and earn higher interest rates to grow a nice sum of money wisely. Here are some tips that will help you to properly save money. Automatic Savings Plan A great way … [Read more...]
Women and the World’s Money
Women, whether we like it or not, control our lives. If you have a woman or multiple women in your life, whether it be a spouse, girlfriend, daughter or even just a close friend; she controls pretty much all aspects of your life, whether you realize it or not. Fact By 2014, women will control 65 percent of global spending and more than 80 percent of U.S. spending. Now you know where all your money will go! Women Control the World’s Money According to She-Economy.com, women account for 85% of … [Read more...]
Being financially savvy means changing your mindset
An article by BudgetQueen A while ago I was approached by someone who was living paycheck to paycheck who was considering “playing the system," (such as not reporting income tax) when she found out that her husband was going to receive another pay cut. This extreme situation is wrong to most of us, but people can be pushed to the extreme in some cases. There is always a better alternative to “playing the system." To get out of a bad place financially often is just a matter of … [Read more...]
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