Saving money is one of the best financial decisions you can make. You want to save money for your retirement but also to save money for emergencies and short-term goals like buying a car. If you find that it can be difficult for you to save money, it helps to know what type of options you have. Learning how you can invest your money and earn higher interest rates to grow a nice sum of money wisely. Here are some tips that will help you to properly save money. Automatic Savings Plan A great way … [Read more...]
Kicking The Overspending Habit To The Curb
Are you spending a lot of money? Spending a lot of money causes you to get into debt quickly and makes it difficult for a lot of people to get out of debt. How can you learn how to manage your spending so you don’t end up overspending and ending up with a large debt burden? Here are some things that can assist you in creating a proper spending plan so you won’t end up spending more money that you make. Track Your Spending Start hanging onto every one of your receipts so you know what type of … [Read more...]
Are You Still Supporting Your Adult Children?
Many parents are finding themselves dealing with a serious problem, which is supporting their adult children. While you want to love your children, you should never need to support them as adults. There are about 54 percent of adult children living with their parents. How do you tell your adult children when it is time to move out? Unfortunately there are many parents that have actually taken on loans and additional debt to aid in supporting their adult children, which can cause them to delay … [Read more...]
Making Plans For Your Tax Refund
Having a tax refund is always a welcome thing! What are you planning to do with your tax refund? Are you going to invest the money? Do you plan on taking it and spending it on something you have always wanted? How about taking a large portion of money and saving it or using the money to pay off your debt? It is a good idea to make plans for your tax refund so you can take advantage of this money instead of wasting it. Here are some ways in which you can properly use your tax refund this year!Tip … [Read more...]
Physical Fitness and Financial Fitness Go Hand and Hand: Part One
An article by BudgetQueen I may stir up a little controversy here. You can be physically fit and not financially fit and vice versa. But if you have mastered one, you have all of the skills to master the other. Bear with me here… Getting out of debt is like losing weight. There is no magic cure. To lose weight it takes a desire to be healthy, a commitment to eat healthier and work out, and the patience to see it through. Almost anyone can get healthier with the above combination. Just like … [Read more...]
