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  • Savings
  • CD Rates
  • Mortgages
  • Bank Games
    • Bank Game: Financial Football
    • Bank Game: Road Trip to Savings will Make or Break You
    • Jet-Ski Your Debt Away
  • Articles
    • We Are Rich
    • Time or Money
    • 7 Correct Money Principles
    • A Penny Saved Is A penny Earned
    • Slash Spending – Boost Your Money Market Account
    • Save Money on Household Utilities by Going Green
    • Saving Money and Sanity with Realistic Savings Goals
    • Money Resolutions: 3 Steps to Keep Them
    • How to Earn 13 Times the National Average Savings Rate FDIC Insured
    • 3 Easy Rules for Saving Without Budgeting
    • Budget According To Priorities Not Impulses
    • How Market Linked Certificates of Deposits Work
    • 15 Money Saving Tips That Will Beef Up Your Savings Account
    • Simple Steps to Getting a Savings Account
    • Savings Tips for Thriving in the Recession
    • 10 Simple Ways to Save Money Now
    • Real Money Saving Tips- From Real People
    • Just What Is a Savings Account?
    • What is a Rainy Day Savings Account?
    • Money Market Account vs. Savings Account Comparison
    • How to Find and Reduce Hidden Expenses
    • Is Your Bank Doomed to Fail? 5 Ways You Can Protect Your Savings Account
    • Traditional IRAs

Ouch! What To Do About High Gas Prices!

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Tired of seeing the gas prices rise? What can you do to start saving money when you are fueling up your vehicle? It helps to have a natural gas vehicle, though not too many people are able to afford them and they aren’t always realistic for some people. There are some things that you can do to shave a few cents and hopefully a few dollars off your next time at the pump.Empty your car!When you have excess weight in the car, it can easily end up increasing the amount of gas that you burn. Pull out … [Read more...]

Filed Under: Personal finance  Tagged: fuel, fuel additives, fuel efficiency, fuel prices, fuel savings, gas, gas prices, gas tank, save money on gas, tire pressure

Learn To Save Money, Learn To Make More Money

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Want to learn how to save money? You have to have a good income source if you hope to save money. Do you have a job that provides for all of your needs and then offers you additional money to put towards your savings account? If you are barely living paycheck to paycheck you need to consider your other options that are available to help you pay down your debts and to put more money toward your savings account. There are also some simple changes that you can do that will enable you to save money. … [Read more...]

Filed Under: Personal finance, Savings Tips  Tagged: cook your own meals, fuel efficiency, higher interest rate, interest, local bank, make your own meals, online savings accounts, saving money, savings account, savings goals, spending money

Women and the World’s Money

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Women, whether we like it or not, control our lives. If you have a woman or multiple women in your life, whether it be a spouse, girlfriend, daughter or even just a close friend; she controls pretty much all aspects of your life, whether you realize it or not. Fact By 2014, women will control 65 percent of global spending and more than 80 percent of U.S. spending. Now you know where all your money will go! Women Control the World’s Money According to She-Economy.com, women account for 85% of … [Read more...]

Filed Under: Auto Insurance, Budgeting, Credit Cards, debit cards, investing, Life Insurance, mortgages, Online Banking, Online Savings Accounts, Personal finance, Savings Accounts, Savings Tips, Security  Tagged: family credit, family decisions, women, women in the home, women in the market place, world economy

Helping Your Elderly Parents Avoid Financial Abuse

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As a child, one of the hardest things to watch is your parents aging process and the issues that they have to endure with their health and many other things. One issue many elderly individuals commonly fate is struggling with their finances. Elderly individuals are often taken advantage of by investment advisors and many others that do not provide them with the proper type of services that they need in order to manage their money correctly. Sometimes they deal with investment advisors that put … [Read more...]

Filed Under: Personal finance  Tagged: accounts, automatic deduction, caregivers, Elderly abuse, elderly parents, elderly parents finances, investment advisors, investments, no soliciting, retirement, trustworthy caregivers, valuable

Making Plans For Your Tax Refund

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Having a tax refund is always a welcome thing! What are you planning to do with your tax refund? Are you going to invest the money? Do you plan on taking it and spending it on something you have always wanted? How about taking a large portion of money and saving it or using the money to pay off your debt? It is a good idea to make plans for your tax refund so you can take advantage of this money instead of wasting it. Here are some ways in which you can properly use your tax refund this year!Tip … [Read more...]

Filed Under: Personal finance, Savings Tips  Tagged: 401k, debt, financial freedom, interest, IRA, online savings account, pay off debt, retirement, save money, savings account, spend money, Tax refund

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APY

APY or the annual percentage yield is the real rate of return of an investment over a period of a year taking into account the effect of compounding interest.

Compound Interest

Compound interest occurs when the interest earned on an account is credited back to the account and then interest is earned on the new total balance.

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All banks and credit unions listed or reviewed on this site are either FDIC insured or for credit unions NCUA insured. Currently FDIC and NCUA insurance provide insurance up to $250,000 per depositor per institution.

National Average Savings Rate Calculation

The national average calculations were obtained from the Weekly National Rates published by the FDIC.gov website.

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