Personal finance

Start Saving When Vacationing

It’s nice to go away on a vacation once and awhile as it can recharge your energy and will help you to refocus on your life. Many people choose to go on several vacations a year where others will save up for just one or two vacations. If you want to go on a vacation but your budget is tight, it is a good idea to look for easy ways to save money while vacationing. Establish A Budget Before you head out on vacation you need to have a budget set in stone. This budget will need to include things … [Read more...]

How do I overcome a BIG financial mistake?

An article by BudgetQueen To me, finances are like a giant game of Blackjack. You play the odds, but sometimes you still go with your gut. Sometimes you lose. Sometimes you win. To win at Blackjack, you just have to win more often than you lose. After you lose a hand you get wiser and make better decisions. Sometimes if you lose too much, you may need to even walk away. Finances are the same thing. You cannot always win. You get laid off, the economy is tough, or your house goes down in value. … [Read more...]

Should I lend my friend money?

An article by BudgetQueen At some point in our lives, we will borrow money. It could be from the bank, from our parents, or even from a friend. This could be anything from going to school, to buying a house, or even help paying bills. Sometimes we are extremely grateful. Most times we pay it back. At other points in our lives we will be compelled to loan another person money. On one hand you could be helping him or her tremendously, and it his can bring you closer. However, it can also ruin … [Read more...]

Kicking The Overspending Habit To The Curb

Are you spending a lot of money? Spending a lot of money causes you to get into debt quickly and makes it difficult for a lot of people to get out of debt. How can you learn how to manage your spending so you don’t end up overspending and ending up with a large debt burden? Here are some things that can assist you in creating a proper spending plan so you won’t end up spending more money that you make. Track Your Spending Start hanging onto every one of your receipts so you know what type of … [Read more...]

Are You Still Supporting Your Adult Children?

Many parents are finding themselves dealing with a serious problem, which is supporting their adult children. While you want to love your children, you should never need to support them as adults. There are about 54 percent of adult children living with their parents. How do you tell your adult children when it is time to move out? Unfortunately there are many parents that have actually taken on loans and additional debt to aid in supporting their adult children, which can cause them to delay … [Read more...]