Women, whether we like it or not, control our lives. If you have a woman or multiple women in your life, whether it be a spouse, girlfriend, daughter or even just a close friend; she controls pretty much all aspects of your life, whether you realize it or not. Fact By 2014, women will control 65 percent of global spending and more than 80 percent of U.S. spending. Now you know where all your money will go! Women Control the World’s Money According to She-Economy.com, women account for 85% of … [Read more...]
Not All Credit Scores Are Created Equally
Has this ever happened to you? You and your spouse are eager to buy a car or a home, you jump online to one of the plethora of credit monitoring websites: www.myfico.com www.creditadapter.com www.creditdiagnosis.com www.freescore.com www.privacymatters.com www.truecredit.com www.transunion.com www.equifax.com www.familysecure.com www.freecreditreport.com www.freecreditscore.com www.experian.com www.identitysecure.com www.privacyguard.com www.creditkarma.com You get your credit … [Read more...]
Transferring balances: Good idea or “Robbing Peter to pay Paul?”
An article by BudgetQueen You get that offer in the mail from either your credit card or a new credit card to transfer an existing balance with no APR for several months. You think to yourself: “Yes, I do pay a lot of interest every month on my credit card. What if I transferred the balance to the new card? What can it hurt?” Well I am here to discuss the ins and outs of balance transfers. Yes, I have done it as well. I have done it successfully, but I have also noticed the little traps that … [Read more...]
So why do I need good credit anyway?
An article by BudgetQueen When I was car shopping once, I wanted to test drive a car. I look really young for my age and I was dressed in a t-shirt and jeans and I think that the salesman thought that I was wasting his time. He even had the nerve to say, “Are you really interested in this car?” before he went to the effort of getting the keys. I was amused. He didn’t know I had wanted this car, researched this car, and saved up for this car for four years. Later the guy came back to me with … [Read more...]
Be aware of what “daily compounding” credit card actually means
An article by BudgetQueen Do you remember your first credit card? You know --the one that kept you from starving in college, and helped build your credit as a young adult? I still have mine. Every time I call customer service for this card, they seem to be impressed that I have been a member for 20 years (mostly because that was before they were born). As an adult, this card still made me smile! I carefully watched as my reward points accumulated and I could get that $10 coffee card at the end … [Read more...]
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