Money Market Rates

Compound Interest Money Market Calculator

>> Click here to compare today's top savings and money market rates << Check out today's top online savings and money market account rates. Finding out how much money you could make from an investment can help you find the best savings rates and choose an account that will yield the highest return. Using a money market calculator is a great way to find out what the total interest and total contribution amount will be to provide you with your final return. A money market … [Read more...]

Transferring balances: Good idea or “Robbing Peter to pay Paul?”

An article by BudgetQueen You get that offer in the mail from either your credit card or a new credit card to transfer an existing balance with no APR for several months. You think to yourself: “Yes, I do pay a lot of interest every month on my credit card. What if I transferred the balance to the new card? What can it hurt?” Well I am here to discuss the ins and outs of balance transfers. Yes, I have done it as well. I have done it successfully, but I have also noticed the little traps that … [Read more...]

Help! I don’t have any money saved for my kid’s college! (Part Three)

An article by BudgetQueen All the planning, scrimping and saving is great, but remember that you are not the one who will ultimately be in charge of this kid’s future – he or she will be. I have spoken to some financially-strapped parents that have given me some great ideas on how they plan to tackle planning for college for the kids, while encouraging his or her kid to be responsible as well. Look through each and find what may work for you. You may even have a better idea of what is best for … [Read more...]

Help! I don’t have any money saved for my kid’s college! (Part One)

An article by BudgetQueen Your kids are getting older and suddenly you panic because you don’t have any money saved up for college. Instead of giving you a sliding scale of how much you need to donate right now and which plan, I want to ask you to ask yourself a few important questions to make sure your savings plan matches your lifestyle. Most of the time people have the best of intentions about savings and then things come up. Like daycare, sports, home repairs, falling on hard times, … [Read more...]

Do I need life insurance?

An article by BudgetQueen My dad purchased a whole life insurance policy for me when I was very young. As I grew up the cash money that accumulated added to cover all of the expenses for my Bachelors Degree at the state university. My dad is also doing the same for my children. Am I grateful? Absolutely. Is it still a good idea to use whole life insurance to save up for college? Well let’s talk about some of the savings benefits of life insurance, and the other things that life insurance can do … [Read more...]