An article by BudgetQueen Your kids are getting older and suddenly you panic because you don’t have any money saved up for college. Instead of giving you a sliding scale of how much you need to donate right now and which plan, I want to ask you to ask yourself a few important questions to make sure your savings plan matches your lifestyle. Most of the time people have the best of intentions about savings and then things come up. Like daycare, sports, home repairs, falling on hard times, … [Read more...]
How Do You Choose A Good Mortgage Lender?
Are you looking for a good mortgage lender to work with? Finding the right mortgage lender is one of the most important things as they will approve you for the loan but they also aid in helping you get a low interest rate on the mortgage and prevent you from paying fees and other things. How can you choose a good mortgage lender? Here are some tips that can help you out. First, you need to get started by comparing rates. Compare mortgage rates online to see which banks are offering the lowest … [Read more...]
Help! I have to move back in with my parents!
Dear Christine, I am mortified. My husband, son and I have to move in with my parents. My husband was out of work for a few months and it set us back with all of the bills pilling up. He is working again but for nearly half of what he made before. My parents are being really nice about the whole thing and I think they want us back. But it is really embarrassing. Plus my son has to switch schools. My husband is not taking it well at all. Can you offer any advice about this? “Homeward bound” … [Read more...]
5-minute financial resolutions that I can actually keep
An article by BudgetQueen It is possible to take 5 minutes out of your day to eventually turn a bad or mediocre financial situation into one that is genius! Maybe you do some of these already, but chances are you do not. Try changing just one or two of these habits a week and see how your financial life can change drastically. Check your bank balance every day Just like you check your email every day, check your bank balance. Just be aware of what you are spending. Internet banking is … [Read more...]
Am I better off financially than I was last year?
An article by BudgetQueen Sometimes it feels as if you are treading water financially. It seems that you are in the exact same spot as you were six months ago, or a year ago, or two years ago. But oftentimes you are better than you were just a few months ago. It is important to recognize your small achievements, because with several more small achievements you will be well on your way to being where you need to be. Take a minute. Take two to realize what you have achieved in the past year. … [Read more...]
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