Want a Better Rate on Your Savings?

Money market accounts offer a safe way to earn a high yield - often equivalent to the yield on a money market fund without any risk due to FDIC/NCUA insurance. Below you can find a comparison of money market rates and savings account rates. Sign up for our newsletter, and we'll keep you informed of the best money market accounts, high interest savings account rates, and bank bonuses in February, 2015. With an online money market account, banks can pay higher money market rates because of lower costs.

Today's FDIC Insured Money Market & Savings Rates for Feb 27, 2015:

Money Market Rates & Money Market Account Articles:

Saving Money On Investment Fees

by interestguru on February 10, 2015

Saving Money On Investment FeesWe all want to invest wisely to have plenty of money set aside for retirement. If you are planning to invest your money for retirement, it is important that you know where to put the money and to ensure that you are investing a good amount so that you can get the best returns. There are so many different types of investments available to consider from short-term investments to long-term investments along with liquid investments. It is important that you know the type of risk that you can tolerate in order to find the best types of investment accounts for your needs.

Find The Best Investment Advisor

One area that can really kill your investments is hiring the wrong investment advisor. You may end up hiring a person that has high fees, which can really hurt your ability to increase your retirement and earnings. Compare several different investment advisors in order to find which ones will have the lowest fees and to ensure that you are able to find an advisor that can help to provide you with a successful retirement.

Check On The Fees

You must be able to check on the investment fees with each of the different accounts you are considering. This is important to help you know that you are making the best financial decisions and to ensure that you are not paying an extravagant amount in fees just to have a person invest your money for you. Here are some of the fees that you need to be aware of:

  • Maintenance Fees
  • Fund Fees

Add up how often you are charged fees and how much it is. Some investment advisors will do a flat rate fee where others will charge you based on the total dollar amount in your account. Compare brokerage company’s charges in order to know that you are being treated fairly. Watch out for the fees from the investment advisors as they can end up being quite expensive and often unnecessary. If you already pay fees to a mutual fund, why should you be paying more money to an investment advisor?

Watch Out For Bad Investments

There are certain investments that are not smart to invest in like index funds. These can be good investments for some people but for the most part these investments are not smart decisions for younger investors. Always do your research and know what your investment options are and to make sure you aren’t paying too much.

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Tips To Dine Out For Less

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by interestguru July 8, 2013 Personal finance

Do you dread opening your utility bill each month? If you have a utility bill that seems to be higher, you need to understand why it’s so high. Many people are not sure how to save money on their utilities and they end up doing the same thing each month only to see that their […]

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Start Saving When Vacationing

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It’s nice to go away on a vacation once and awhile as it can recharge your energy and will help you to refocus on your life. Many people choose to go on several vacations a year where others will save up for just one or two vacations. If you want to go on a vacation […]

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The Best Fixed Rate Investments

by interestguru June 3, 2013 Retirement Accounts

Are you searching for a fixed rate investment account to use? When you are expanding your investment portfolio, you need to search for certain investments that are going to provide you with safety and security. What are some of the best fixed rate investments to use when you are trying to save money and to […]

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