Compare Online Savings Accounts February 2020

Award winning banks with nation leading rates. We regularly gather rates from over 4,800 banks and credit unions in every major market in the USA to give you the best choice of rates. All CDs, Savings, and MMAS on our site are insured by the FDIC (banks) or the NCUA (credit unions).

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Citi

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1.85%APY

Min for APY: $0
No fees if bal. over $500
Otherwise $4.50/mo
Type: Savings
Member FDIC

Type: Savings
Min for APY: $0
Check writing: No
No fees if bal. over $500
Otherwise $4.50/mo
Member FDIC

Offer Details + -

Account Details

Check writing: No
Rate: 1.83%
Min for APY: $0
Check writing: No
No fees if bal. over $500
Otherwise $4.50/mo
Updated: 02/23/20

Comments

1.85% APY & no min. deposit. Rate available in select markets.

Financial Stability

BMO Harris Bank

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1.85%APY

Min for APY: $5,000
No Monthly Fees
Type: Money Market
Member FDIC

Type: Money Market
Min for APY: $5,000
Check writing: Yes
No Monthly Fees
Member FDIC

Offer Details + -

Account Details

Check writing: Yes
Rate: 1.83%
Min for APY: $5,000
Check writing: Yes
No Monthly Fees
Updated: 02/23/20

Comments

Member FDIC Insured.

Financial Stability

CIT Bank

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1.75%APY

Min for APY: $100
No Monthly Fees
Type: Savings
Member FDIC

Type: Savings
Min for APY: $100
Check writing: No
No Monthly Fees
Member FDIC

$50K deposit -> $300 bonus + $875 earning (12 months @ 1.75% APY) Offer Details + -

Account Details

Check writing: No
Rate: 1.74%
Min for APY: $100
Check writing: No
No Monthly Fees
Updated: 02/23/20

Comments

$50K deposit -> $300 bonus + $875 earning (12 months @ 1.75% APY)

Financial Stability

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Sponsored Listings Disclosure: Rates are accurate and available as of the date specified for Bankrate customers. Rates may change without notice and may vary branch to branch. Identify yourself as a Bankrate costumer to get the Bankrate.com rate. This table doesn't include all available companies or products. Quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their web site. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit Union deposits are insured by the National Credit Union Administration. If you believe you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please let us know.

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The national average calculations were obtained from the Weekly National Rates published by the FDIC.gov website.