Best Online Savings & Money Market Accounts September 2019

Award winning banks with nation leading rates. We regularly gather rates from over 4,800 banks and credit unions in every major market in the USA to give you the best choice of rates. All CDs, Savings, and MMAS on our site are insured by the FDIC (banks) or the NCUA (credit unions).

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24/7 Funds Access

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BMO Harris Bank

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2.35%APY

Type: Money Market
Min for APY: $5
Check writing: Yes
No Monthly Fees

Type: Money Market
Min for APY: $5
Check writing: Yes
No Monthly Fees

Offer Details + -

Account Details

Type: MMA
Rate: 2.32%
Min for APY: $5
Check writing: Yes
No Monthly Fees
Updated: 09/20/19

Comments

Member FDIC Insured.

Financial Stability

Rising Bank

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2.10%APY

Type: Savings
Min for APY: $1
Check writing: No
No Monthly Fees

Type: Savings
Min for APY: $1
Check writing: No
No Monthly Fees

Offer Details + -

Account Details

Type: Savings
Rate: 2.08%
Min for APY: $1
Check writing: No
No Monthly Fees
Updated: 09/20/19

Comments

Member FDIC Insured.

Financial Stability

State Farm Bank

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2.00%APY

(1.00% After 12 mos)

Type: Money Market
Min for APY: $1
Check writing: Yes
No fees if bal. over $500
Otherwise $10.00/mo

Type: Money Market
Min for APY: $1
Check writing: Yes
No fees if bal. over $500
Otherwise $10.00/mo

Offer Details + -

Account Details

Type: MMA
Intro Rate: 1.98%
Intro months: 12
Rate Post Intro: 1.00%
Min for APY: $1
Check writing: Yes
No fees if bal. over $500
Otherwise $10.00/mo
Updated: 09/20/19

Comments

Intro APY, $1,000 to Open, $5,000 Min Bal post intro, See Limits

Financial Stability

American Express National Bank

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1.90%APY

Type: Savings
Min for APY: $1
Check writing: No
No Monthly Fees

Type: Savings
Min for APY: $1
Check writing: No
No Monthly Fees

Offer Details + -

Account Details

Type: Savings
Rate: 1.88%
Min for APY: $1
Check writing: No
No Monthly Fees
Updated: 09/20/19

Comments

No monthly fee. Competitive APY. 24/7 account access.

Financial Stability

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Sponsored Listings Disclosure: Rates are accurate and available as of the date specified for Bankrate customers. Rates may change without notice and may vary branch to branch. Identify yourself as a Bankrate costumer to get the Bankrate.com rate. Quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their web site. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit Union deposits are insured by the National Credit Union Administration. If you believe you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please let us know.

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The national average calculations were obtained from the Weekly National Rates published by the FDIC.gov website.