Women, whether we like it or not, control our lives. If you have a woman or multiple women in your life, whether it be a spouse, girlfriend, daughter or even just a close friend; she controls pretty much all aspects of your life, whether you realize it or not. Fact By 2014, women will control 65 percent of global spending and more than 80 percent of U.S. spending. Now you know where all your money will go! Women Control the World’s Money According to She-Economy.com, women account for 85% of … [Read more...]
"Tricking" Yourself To Save Money
Dear Christine, I have the worst time saving money. My “rainy day” fund is used up every other paycheck. From a new set of tires here…to a new set of brake pads there -- I cannot keep up. Someone said that you need 5-8 months savings. I can’t even save up 5-8 days! Why is it so hard? “No Savings in Salt Lake” Dear “No Savings,” Life gets expensive and things come up all of the time; I know. There is a big trick to savings when you have a lot of expenses – saving small amounts and then … [Read more...]
The Overdraft Fee Nightmare
The Consumer Financial Protection Bureau, new to the scene of consumer reporting, is challenging the banking institution’s practice of charging overdraft protection penalty fees on checking accounts. They are testing sample text that will disclose these fees on checking account statements. Overdraft fees have the capacity of inflicting serious financial damage on those people who can least afford it. The bureau wants to learn how consumers are affected, and how they are able to anticipate and … [Read more...]
Get The Facts On FACTA (Fair and Accurate Credit Transactions Act)
On December 4, 2003, President George W. Bush signed into law as an amendment to the Fair Credit Reporting Act; the Fair and Accurate Credit Transactions Act (FACTA). This law is specifically designed to prevent fraud and identity theft which is the fastest growing financial crime today. The law sets new guidelines on how merchants print receipts, on how lending institutions process and protect your personal and financial information. It provides means and remedies for fraud and identity theft … [Read more...]
Western Union Prepaid Card
With the recent news that in the near future most banks will be adding a debit card fee to any account with a debit card, you might be looking for a way to avoid those new fees. One way you may avoid fees is to use the prepaid card from Western Union. This card will allow you to avoid the new fees attached with debit cards, and other fees as well. The Benefits One of the greatest benefits of the Western Union Prepaid card is that the fees for this card are very minimal. There are no … [Read more...]
