Top IRA CD Rates for 1, 2, 3 and 5 Year CDs

by Skyler on March 13, 2012

Individual retirement accounts CDs with a decent yield are hard to find. Here are three of the best:

Top IRA CD Rates for 12 Month Term

Bank or Credit Union APY Minimum Deposit Term
Melrose Credit Union 1.10% $4,000 12 Months
Discover Bank 0.90% $2,500 12 Months

 

Top IRA CD Rates for 24 Month Term

Bank or Credit Union APY Min. Deposit Term
Melrose Credit Union 1.36% $4,000 24 Months
Avidia Bank 1.31% $500 24 Months

 

Top IRA CD Rates for 36 Month Term

Bank or Credit Union APY Min. Deposit Term
Melrose Credit Union 1.86% $4,000 36 Months
Avidia Bank 1.77% $500 36 Months

 

Top IRA CD Rates for 60 Month Term

Bank or Credit Union APY Min. Deposit Term
Melrose Credit Union 2.07% $4,000 60 Months
Avidia Bank 1.92% $500 60 Months

 

As you can see Melrose takes the clear lead for all CD terms. Melrose Credit Union can be joined by anyone anywhere in the United States. There are no membership restrictions; you just have to pay a one time fee of $1 to join.

You can see Melrose’s CD rate page here.

Melrose credit union ira cd

Compare these rates with other banks on our cd rates page.

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