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  • Home
  • Savings
  • CD Rates
  • Mortgages
  • Bank Games
    • Bank Game: Financial Football
    • Bank Game: Road Trip to Savings will Make or Break You
    • Jet-Ski Your Debt Away
  • Articles
    • We Are Rich
    • Time or Money
    • 7 Correct Money Principles
    • A Penny Saved Is A penny Earned
    • Slash Spending – Boost Your Money Market Account
    • Save Money on Household Utilities by Going Green
    • Saving Money and Sanity with Realistic Savings Goals
    • Money Resolutions: 3 Steps to Keep Them
    • How to Earn 13 Times the National Average Savings Rate FDIC Insured
    • 3 Easy Rules for Saving Without Budgeting
    • Budget According To Priorities Not Impulses
    • How Market Linked Certificates of Deposits Work
    • 15 Money Saving Tips That Will Beef Up Your Savings Account
    • Simple Steps to Getting a Savings Account
    • Savings Tips for Thriving in the Recession
    • 10 Simple Ways to Save Money Now
    • Real Money Saving Tips- From Real People
    • Just What Is a Savings Account?
    • What is a Rainy Day Savings Account?
    • Money Market Account vs. Savings Account Comparison
    • How to Find and Reduce Hidden Expenses
    • Is Your Bank Doomed to Fail? 5 Ways You Can Protect Your Savings Account
    • Traditional IRAs

What You Need To Know About Online Savings Account Rates 2012

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Acquiring the best online savings account rates 2012 is different than it used to be as the interest rates are quite low. People that chase around savings account rates often find that it is difficult to find one single bank that they can stick with for a long time as the rates are always fluctuating. While the rate is important to help your investment goals it is also vital that you look at some other features of the account.Account FeesThe best savings account rates will be higher but you have … [Read more...]

Filed Under: Online Savings Accounts  Tagged: best banks, best online savings account rates, best savings account interest rates, CD account, current CD rates, online savings account rates, online savings account rates 2012, savings account interest rates, savings account rates, savings accounts rates

Researching Online Savings Account Rates 2011

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Comparing online savings account rates 2011 is important to making sure you are getting the best rate for your savings goals. It is vital to compare rates often as they typically tend to change on a daily basis. You need to make sure that your money is accumulating interest and that it will be able to help you meet your savings goals. We update or comparison charts daily in order to provide you with the best online savings account rates 2011. Set Your Goals Savings account rates do change so … [Read more...]

Filed Under: Online Savings Accounts  Tagged: best online savings account rates, best rate, best savings account interest rates, compare rates, highest interest rate, interest rates, online banks, online savings account, online savings account rates, online savings account rates 2011, savings account interest rates, savings account rates, savings accounts rates, savings goals

How to Get the Best Savings Account Rates

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Finding the best savings rates will vary with each institution that you research. Some companies offer higher interest rates from others based on their investments. To ensure that you are making the most amount of money possible you need to take advantage of the highest savings account rates you can find. Some of the factors that impact the savings account rates include the following: Savings rates established by the Fed Economic health Value of the US dollar Financial integrity of the … [Read more...]

Filed Under: Online Savings Accounts  Tagged: bank savings account rates, best saving account rate, best savings account interest rates, best savings accounts, high yield savings account rates, saving account rates, savings account interest rates, savings account rates

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Advertiser Disclosure: Many of the deposit account listings appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all deposit accounts available. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit Union deposits are insured by the National Credit Union Administration. Many banks and credit unions show different rates on their own websites. Identify yourself as a Bankrate consumer to get the rates displayed in the listings above. If you are dissatisfied by the institution you choose or believe you have received an inaccurate quote, please let us know.

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APY

APY or the annual percentage yield is the real rate of return of an investment over a period of a year taking into account the effect of compounding interest.

Compound Interest

Compound interest occurs when the interest earned on an account is credited back to the account and then interest is earned on the new total balance.

Depositor Insurance

All banks and credit unions listed or reviewed on this site are either FDIC insured or for credit unions NCUA insured. Currently FDIC and NCUA insurance provide insurance up to $250,000 per depositor per institution.

National Average Savings Rate Calculation

The national average calculations were obtained from the Weekly National Rates published by the FDIC.gov website.

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