Best Online Savings, CDs, and Money Market Rates

  • Home
  • Savings
  • CD Rates
  • Mortgages
  • Bank Games
    • Bank Game: Financial Football
    • Bank Game: Road Trip to Savings will Make or Break You
    • Jet-Ski Your Debt Away
  • Articles
    • We Are Rich
    • Time or Money
    • 7 Correct Money Principles
    • A Penny Saved Is A penny Earned
    • Slash Spending – Boost Your Money Market Account
    • Save Money on Household Utilities by Going Green
    • Saving Money and Sanity with Realistic Savings Goals
    • Money Resolutions: 3 Steps to Keep Them
    • How to Earn 13 Times the National Average Savings Rate FDIC Insured
    • 3 Easy Rules for Saving Without Budgeting
    • Budget According To Priorities Not Impulses
    • How Market Linked Certificates of Deposits Work
    • 15 Money Saving Tips That Will Beef Up Your Savings Account
    • Simple Steps to Getting a Savings Account
    • Savings Tips for Thriving in the Recession
    • 10 Simple Ways to Save Money Now
    • Real Money Saving Tips- From Real People
    • Just What Is a Savings Account?
    • What is a Rainy Day Savings Account?
    • Money Market Account vs. Savings Account Comparison
    • How to Find and Reduce Hidden Expenses
    • Is Your Bank Doomed to Fail? 5 Ways You Can Protect Your Savings Account
    • Traditional IRAs
  • Home
  • Savings
  • CD Rates
  • Mortgages
  • Bank Games
    • Bank Game: Financial Football
    • Bank Game: Road Trip to Savings will Make or Break You
    • Jet-Ski Your Debt Away
  • Articles
    • We Are Rich
    • Time or Money
    • 7 Correct Money Principles
    • A Penny Saved Is A penny Earned
    • Slash Spending – Boost Your Money Market Account
    • Save Money on Household Utilities by Going Green
    • Saving Money and Sanity with Realistic Savings Goals
    • Money Resolutions: 3 Steps to Keep Them
    • How to Earn 13 Times the National Average Savings Rate FDIC Insured
    • 3 Easy Rules for Saving Without Budgeting
    • Budget According To Priorities Not Impulses
    • How Market Linked Certificates of Deposits Work
    • 15 Money Saving Tips That Will Beef Up Your Savings Account
    • Simple Steps to Getting a Savings Account
    • Savings Tips for Thriving in the Recession
    • 10 Simple Ways to Save Money Now
    • Real Money Saving Tips- From Real People
    • Just What Is a Savings Account?
    • What is a Rainy Day Savings Account?
    • Money Market Account vs. Savings Account Comparison
    • How to Find and Reduce Hidden Expenses
    • Is Your Bank Doomed to Fail? 5 Ways You Can Protect Your Savings Account
    • Traditional IRAs

The Overdraft Fee Nightmare

by

The Consumer Financial Protection Bureau, new to the scene of consumer reporting, is challenging the banking institution’s practice of charging overdraft protection penalty fees on checking accounts. They are testing sample text that will disclose these fees on checking account statements. Overdraft fees have the capacity of inflicting serious financial damage on those people who can least afford it. The bureau wants to learn how consumers are affected, and how they are able to anticipate and … [Read more...]

Filed Under: Bank Deals, Budgeting, Checking Accounts, debit cards, Online Banking, Savings Tips  Tagged: bank fees, bank penalties, checking account, overdraft fees, overdraft protection, payday loans

Exposed: Famous Banks With The Worst Fees & How to Bank Fee-Free

by

  Take a step into your metropolitan “downtown” district. Take notice of the largest buildings in that district. Whose names are on those buildings? Shocking that they usually are names of very large banking institutions! Interesting how banks who seem to have very large physical presences, have some of the highest fees for banking. Below is a chart of the 16 banks with the most U.S. deposits, and how much they made in fees on these deposit accounts during 2008. The right-most column is a … [Read more...]

Filed Under: Budgeting, Checking Accounts, Fixed Income, Online Banking, Online Savings Accounts, Personal finance, Savings Accounts, Savings Tips  Tagged: avoid bank fees, bank fees, checking account, FDIC, free banking, free checking, money market bank fees, money market fees, savings account, savings account fees

Who Hijacked Customer Service At Your Bank?

by

Ahhhh, remember the days of when your time spent with a banking institution actually meant something? Days when if your account was say 20 or more years old with that bank, you would be treated as someone special just because of your loyalty? Those days are long gone! The Customer Is Always Right? Gone are the days where you could walk into a bank and dispute a charge and there would be no questions or doubt, and the bank teller would just take your word for it and correct the issue. Now, … [Read more...]

Filed Under: Bank Deals, Checking Accounts, debit cards, debit rewards card, Online Banking, Online Savings Accounts, Personal finance, prepaid debit cards, Savings Accounts  Tagged: bank, bank fees, banking regulation, checking account, Credit Cards, saviings accounts

Money Matters

  • Compound Interest Money Market Calculator
  • Saving Money On Investment Fees
  • Protected: This Week’s High Yield CD, Savings & Checking Deals
  • Tips To Dine Out For Less
  • Don’t Let Uninvited Guests Ruin Your Interest Rate Party
  • Pay Less At The Pump
  • 6 Ways To Save Money On Your Utilities

Advertiser Disclosure: Many of the deposit account listings appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all deposit accounts available. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit Union deposits are insured by the National Credit Union Administration. Many banks and credit unions show different rates on their own websites. Identify yourself as a Bankrate consumer to get the rates displayed in the listings above. If you are dissatisfied by the institution you choose or believe you have received an inaccurate quote, please let us know.

Rates Proudly Powered by:

Bankrate

APY

APY or the annual percentage yield is the real rate of return of an investment over a period of a year taking into account the effect of compounding interest.

Compound Interest

Compound interest occurs when the interest earned on an account is credited back to the account and then interest is earned on the new total balance.

Depositor Insurance

All banks and credit unions listed or reviewed on this site are either FDIC insured or for credit unions NCUA insured. Currently FDIC and NCUA insurance provide insurance up to $250,000 per depositor per institution.

National Average Savings Rate Calculation

The national average calculations were obtained from the Weekly National Rates published by the FDIC.gov website.

  • Saving Rates
  • CD Rates
  • About Us
  • Terms of Use
  • Privacy Policy

2173 West 970 North St. George, Utah

© 2023 RateCatcher.com - All Rights Reserved.