Best Online Savings, CDs, and Money Market Rates

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    • Traditional IRAs
  • Home
  • Savings
  • CD Rates
  • Mortgages
  • Bank Games
    • Bank Game: Financial Football
    • Bank Game: Road Trip to Savings will Make or Break You
    • Jet-Ski Your Debt Away
  • Articles
    • We Are Rich
    • Time or Money
    • 7 Correct Money Principles
    • A Penny Saved Is A penny Earned
    • Slash Spending – Boost Your Money Market Account
    • Save Money on Household Utilities by Going Green
    • Saving Money and Sanity with Realistic Savings Goals
    • Money Resolutions: 3 Steps to Keep Them
    • How to Earn 13 Times the National Average Savings Rate FDIC Insured
    • 3 Easy Rules for Saving Without Budgeting
    • Budget According To Priorities Not Impulses
    • How Market Linked Certificates of Deposits Work
    • 15 Money Saving Tips That Will Beef Up Your Savings Account
    • Simple Steps to Getting a Savings Account
    • Savings Tips for Thriving in the Recession
    • 10 Simple Ways to Save Money Now
    • Real Money Saving Tips- From Real People
    • Just What Is a Savings Account?
    • What is a Rainy Day Savings Account?
    • Money Market Account vs. Savings Account Comparison
    • How to Find and Reduce Hidden Expenses
    • Is Your Bank Doomed to Fail? 5 Ways You Can Protect Your Savings Account
    • Traditional IRAs

Highest Savings Rates

Highest Savings RatesWhen it comes to our money, we all want the account that offers the highest savings rates.  The more money we can make off of our own money, the better!

Chapter 1. Saving Accounts and Rates

Savings accounts are sometimes seen as boring and too simple.  People want to gain as much interest as they can on their money, and savings accounts usually don’t offer the highest rates but they do offer the highest security.

Some people keep their extra money at home, because they don’t want to commit to terms of CDs, or deal with stocks.  Keeping money at home is not only not safe, but with easy access, you are more apt to use the money.  Savings accounts are a great way to keep your money protected, not only from the economy or stocks, but from small withdrawals made from you.

Another type of savings account is a money market account. Money market accounts often offer savings rates that are slightly higher than traditional savings accounts.  Money markets are designed for higher deposits and offer check writing to make it more convenient for you to access your money.  You can view the nation’s highest money market account interest rates on the money market comparison chart.

All banks are competing for your business, but local banks often offer lower rates because they don’t have to compete with banks nationwide. Banks who are marketing to customers online have to offer much higher rates because the competition is so fierce.

With RateCatcher.com , you can compare the highest savings account rates of banks in the USA. According to the savings account chart, the best APY you can get for a savings account is just above 1 percent.  If your bank is offering a lower APY than this, you might want to look for another bank.

Financial advisors agree that everyone should have part of their money in FDIC insured accounts.  A savings account is an FDIC insured account almost all banks offer.  The hardest part can be finding the savings account with the highest savings rates to help you gain the most interest.  By analyzing different accounts through the savings account chart, you can easily find the best savings accounts with the highest savings rates.

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