CD Rates

Reviewing Bank Of Texas CD Accounts

When reviewing various CD accounts that are available it is important to compare interest rates and several other things that can make a CD account stand out. Here are some of the key points to consider and why you might want to consider a Bank of Texas CD account.Current rates show that Bank of Texas CDs are some the highest out there! The rates are sitting at about .75% (5 years), which is pretty good when you compare them to other that are merely about .60%. It is a good idea to look into … [Read more...]

International Bank Of Chicago CD

Are you looking for a good CD to invest your money into? A certificate of deposit is a great option to consider as it provides you with a higher interest rate for your savings compared to investing your money into other accounts like traditional savings with interest rates of less than .25%. One bank that you might consider investing your money with is the International Bank of Chicago (IBC).Why IBC?Compare CD rates online and you will see that IBC offers one of the highest interest rates out … [Read more...]

Top IRA CD Rates for 1, 2, 3 and 5 Year CDs

Individual retirement accounts CDs with a decent yield are hard to find. Here are three of the best: Top IRA CD Rates for 12 Month Term Bank or Credit Union APY Minimum Deposit Term Melrose Credit Union 1.10% $4,000 12 Months Discover Bank 0.90% $2,500 12 Months Top IRA CD Rates for 24 Month Term Bank or Credit Union APY Min. Deposit Term Melrose Credit Union 1.36% $4,000 24 Months Avidia Bank 1.31% $500 24 Months Top IRA CD Rates for 36 Month Term Bank or Credit Union APY Min. … [Read more...]

CD Account Strategies

Before opening CD accounts are you shopping around to find the best CD rates available? It is important to properly research your investment and to know that you are buying the best investment that will provide you with generous returns. CD Laddering As you create an effective CD account strategy you need to focus on the CD rates. One investment strategy commonly used with CD accounts is known as CD laddering. With CD laddering you will have the returns on the CDs at different times. Careful … [Read more...]

DiscoverBank’s 10 Year CD Paying 2.50% APY

DiscoverBank has climbed to the top of 10 year CD rates offering 2.50% APY with a minimum deposit of $2,500. Not only that DiscoverBank's 10 year IRA CD offers the same high rate. What you Need to Know DiscoverBank stands out from the crowd for a couple reasons. Not only have they consistently offered top tier rates over the years, but they also offer a full product line of IRA CDs. This is important, because interest income is taxed at your highest marginal tax rate. Taxed or … [Read more...]