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  • Home
  • Savings
  • CD Rates
  • Mortgages
  • Bank Games
    • Bank Game: Financial Football
    • Bank Game: Road Trip to Savings will Make or Break You
    • Jet-Ski Your Debt Away
  • Articles
    • We Are Rich
    • Time or Money
    • 7 Correct Money Principles
    • A Penny Saved Is A penny Earned
    • Slash Spending – Boost Your Money Market Account
    • Save Money on Household Utilities by Going Green
    • Saving Money and Sanity with Realistic Savings Goals
    • Money Resolutions: 3 Steps to Keep Them
    • How to Earn 13 Times the National Average Savings Rate FDIC Insured
    • 3 Easy Rules for Saving Without Budgeting
    • Budget According To Priorities Not Impulses
    • How Market Linked Certificates of Deposits Work
    • 15 Money Saving Tips That Will Beef Up Your Savings Account
    • Simple Steps to Getting a Savings Account
    • Savings Tips for Thriving in the Recession
    • 10 Simple Ways to Save Money Now
    • Real Money Saving Tips- From Real People
    • Just What Is a Savings Account?
    • What is a Rainy Day Savings Account?
    • Money Market Account vs. Savings Account Comparison
    • How to Find and Reduce Hidden Expenses
    • Is Your Bank Doomed to Fail? 5 Ways You Can Protect Your Savings Account
    • Traditional IRAs

Strengthen Your Savings Account By Avoiding Impulse Buying

At times we all buy things on impulse that a day or two later we regret buying.  All around the country Time is moneybasements and storage units are filling up with items bought on impulse.  Useless random knickknacks, unworn castaway clothes, that quilt frame or set of golf clubs you never got around to using,  and much much more.   Whether these items were a purchased at a “once in a life-time bargain” or  with the good intent of use, someone spent their hard-earned money on them.  We all know money doesn’t grow on trees, so spare yourself the clutter and use these steps to build up your online savings account and resist impulse buying.

Giving in to the impulse to buy can be a real budget buster.  Here’s a few strategies you can use when you’re tempted to buy:

– Take a short walk.  Think it over.  After you walk away from the item or take at least 30 seconds looking it over, if it doesn’t seem that important, then pass it up.

– If you are thinking of making a major purchase, never buy until you have talked with your spouse first.  Then both of you should sleep on it.  Sales come and sales go.  It is unlikely that you will miss out on much by taking the time to think purchases through.

– Compare prices.  This will give you additional time to think about the purchase.  Watch ads and keep your eye on store sales.  Have you ever noticed that often things ironically go on sale the week after you bought them?  It may be beneficial to ask employees or store managers when an item is likely to go on sale next.  Give yourself the satisfaction of knowing you got something at the best price because you were patient and waited.

Don’t spend your hard earned money on something you really don’t need or even want.

Put that money into a high yield money market account or savings account today!

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