Today's Best CD Rates
Want to put your savings on steroids? A certificate of deposit (CD) is FDIC insured and offers a higher yield than savings. Depending on the bank's policies, you can withdraw your money early from a CD, pay the penalty (usually a reduction in interest) and still make more interest than leaving it in a savings account for that same amount of time. You earn the most when you get the highest yield available for the longest period of time. You'll find the new CD account sign up process easy - just link your current checking account to fund your new online CD.
Below is a list of some of the best CD rates for 6 mo, 1 yr, 2 yr, 3 yr and 5 yr certificates of deposit.
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CD Rates Offered Now
Quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own Web site, where you can find additional information. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit Union deposits are insured by the National Credit Union Administration. Many institutions have different rates on their own websites than those posted on Bankrate.com. If you believe you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please let us know.
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