Today's Best CD Rates

Want to put your savings on steroids? A certificate of deposit (CD) is FDIC insured and offers a higher yield than savings. Depending on the bank's policies, you can withdraw your money early from a CD, pay the penalty (usually a reduction in interest) and still make more interest than leaving it in a savings account for that same amount of time. You earn the most when you get the highest yield available for the longest period of time. You'll find the new CD account sign up process easy - just link your current checking account to fund your new online CD.

Below is a list of some of the best CD rates for 6 mo, 1 yr, 2 yr, 3 yr and 5 yr certificates of deposit.

For even better rates than you see on this page, sign up for our newsletter to get exclusive access to market beating rates.

# Bank APY Duration Compounded Min. Deposit Date Changed Outgoing Link
2 Barclays 2.25% 5 Year CD Daily $0 05/25/2015
3 Synchrony Bank 2.25% 5 Year CD Daily $25,000 05/25/2015
4 Capital One 360 Bank 2.20% 5 Year CD Monthly $1 05/25/2015
5 First Internet Bank of Indiana 2.12% 5 Year CD Monthly $1,000 05/25/2015
6 EverBank 2.04% 5 Year CD Daily $1,500 05/25/2015
7 Home Savings Bank 2.00% 5 Year CD Daily $10,000 05/25/2015
8 Salem Five 2.00% 5 Year CD Monthly $10,000 05/19/2015
9 Discover Bank 2.00% 5 Year CD Daily $2,500 05/25/2015
10 Ally Bank 2.00% 5 Year CD Daily $0 05/25/2015
11 State Farm Bank 1.90% 5 Year CD Daily $500 05/25/2015
12 Chartway Federal Credit Union 1.86% 5 Year CD Quartely $2,500 05/25/2015
13 VirtualBank 1.81% 5 Year CD Monthly $10,000 05/25/2015
14 Lone Star Bank 1.77% 5 Year CD Daily $1,000 05/25/2015
15 TAB Bank 1.77% 5 Year CD Daily $1,000 05/25/2015
16 Third Federal Savings and Loan 1.75% 5 Year CD Quartely $500 05/25/2015
17 AloStar Bank of Commerce 1.75% 5 Year CD Daily $1,000 05/25/2015
18 giantbank.com 1.56% 5 Year CD Daily $2,500 05/25/2015
19 Presidential Bank, FSB 1.54% 5 Year CD Monthly $1,000 05/25/2015
20 E-LOAN 1.51% 5 Year CD Daily $10,000 05/22/2015
21 Fidelity Bk of FL, N.A 1.50% 5 Year CD Monthly $5,000 05/25/2015
22 Colorado Federal Savings Bank 1.50% 5 Year CD Daily $5,000 05/25/2015
23 Astoria Bank 1.50% 5 Year CD Daily $500 05/25/2015
24 EH National Bank 1.46% 5 Year CD Daily $10,000 05/25/2015
25 5 Star Bank 1.40% 5 Year CD Daily $1,000 05/25/2015
26 Bank of Internet USA 1.35% 5 Year CD Daily $1,000 05/25/2015
27 Goldwater Bank 1.20% 5 Year CD Daily $5,000 05/25/2015
28 Bangor Savings Bank 1.16% 5 Year CD Monthly $500 05/25/2015
29 USAA 1.06% 5 Year CD Monthly $1,000 05/25/2015
30 Heritage Bank 0.93% 5 Year CD Annually $1,000 05/25/2015
31 Mount McKinley Bank 0.90% 5 Year CD Daily $5,000 05/25/2015
# Bank APY Duration Compounded Min. Deposit Date Changed Outgoing Link
2 Capital One 360 Bank 1.50% 3 Year CD Monthly $1 05/25/2015
3 Lone Star Bank 1.50% 3 Year CD Daily $1,000 05/25/2015
4 Synchrony Bank 1.50% 3 Year CD Daily $2,000 05/25/2015
5 First Internet Bank of Indiana 1.46% 3 Year CD Monthly $1,000 05/25/2015
6 Barclays 1.45% 3 Year CD Daily $0 05/25/2015
7 Discover Bank 1.45% 3 Year CD Daily $2,500 05/25/2015
8 EverBank 1.44% 3 Year CD Daily $1,500 05/25/2015
9 Ally Bank 1.40% 3 Year CD Daily $0 05/25/2015
10 California First National Bank 1.40% 3 Year CD Monthly $5,000 05/25/2015
11 Colorado Federal Savings Bank 1.40% 3 Year CD Daily $5,000 05/25/2015
12 My e-BAnC by BAC Florida Bank 1.40% 3 Year CD Daily $1,500 05/25/2015
13 VirtualBank 1.36% 3 Year CD Monthly $10,000 05/25/2015
14 AloStar Bank of Commerce 1.35% 3 Year CD Daily $1,000 05/25/2015
15 State Farm Bank 1.35% 3 Year CD Daily $500 05/25/2015
16 giantbank.com 1.31% 3 Year CD Daily $2,500 05/25/2015
17 Silvergate Bank 1.26% 3 Year CD Daily $25,000 05/25/2015
18 Presidential Bank, FSB 1.23% 3 Year CD Monthly $1,000 05/25/2015
19 Fidelity Bk of FL, N.A 1.22% 3 Year CD Monthly $5,000 05/25/2015
20 EH National Bank 1.21% 3 Year CD Daily $10,000 05/25/2015
21 TAB Bank 1.21% 3 Year CD Daily $1,000 05/25/2015
22 Goldwater Bank 1.15% 3 Year CD Daily $5,000 05/25/2015
23 Salem Five 1.10% 3 Year CD Monthly $10,000 05/19/2015
24 E-LOAN 1.10% 3 Year CD Daily $10,000 05/22/2015
25 Chartway Federal Credit Union 1.05% 3 Year CD Quartely $2,500 05/25/2015
26 Astoria Bank 1.05% 3 Year CD Daily $500 05/25/2015
27 Home Savings Bank 1.05% 3 Year CD Daily $10,000 05/25/2015
28 5 Star Bank 1.00% 3 Year CD Daily $1,000 05/25/2015
29 USAA 0.91% 3 Year CD Monthly $1,000 05/25/2015
30 Bank of Internet USA 0.90% 3 Year CD Daily $1,000 05/25/2015
31 ableBanking, a division of Northeast Bank 0.90% 3 Year CD Daily $1,000 05/25/2015
  1. 1.40% APY 2 Year CD with CIT Bank

  2. Account Type: Certificate of Deposit (FDIC Insured)
  3. Minimum Deposit: $25,000
  4. Term: 2 Year CD
  5. Interest Compounded: Daily
# Bank APY Duration Compounded Min. Deposit Date Changed Outgoing Link
2 CIT Bank 1.40% 2 Year CD Daily $25,000 05/25/2015 View Offer
3 Live Oak Bank 1.50% 2 Year CD Simple Interest $75,000 05/25/2015
4 Synchrony Bank 1.35% 2 Year CD Daily $2,000 05/25/2015
5 Barclays 1.35% 2 Year CD Daily $0 05/25/2015
6 iGObanking.com 1.35% 2 Year CD Daily $1,000 05/22/2015
7 My e-BAnC by BAC Florida Bank 1.31% 2 Year CD Daily $1,500 05/25/2015
8 Home Savings Bank 1.30% 2 Year CD Daily $10,000 05/25/2015
9 California First National Bank 1.30% 2 Year CD Monthly $5,000 05/25/2015
10 Ally Bank 1.29% 2 Year CD Daily $0 05/25/2015
11 VirtualBank 1.26% 2 Year CD Monthly $10,000 05/25/2015
12 First Internet Bank of Indiana 1.26% 2 Year CD Monthly $1,000 05/25/2015
13 Colorado Federal Savings Bank 1.25% 2 Year CD Daily $5,000 05/25/2015
14 Discover Bank 1.25% 2 Year CD Daily $2,500 05/25/2015
15 AloStar Bank of Commerce 1.25% 2 Year CD Daily $1,000 05/25/2015
16 Salem Five 1.25% 2 Year CD Monthly $10,000 05/19/2015
17 Lone Star Bank 1.18% 2 Year CD Daily $1,000 05/25/2015
18 Silvergate Bank 1.16% 2 Year CD Daily $25,000 05/25/2015
19 Capital One 360 Bank 1.10% 2 Year CD Monthly $1 05/25/2015
20 Presidential Bank, FSB 1.10% 2 Year CD Monthly $1,000 05/25/2015
21 EverBank 1.10% 2 Year CD Daily $1,500 05/25/2015
22 Goldwater Bank 1.09% 2 Year CD Daily $5,000 05/25/2015
23 giantbank.com 1.06% 2 Year CD Daily $2,500 05/25/2015
24 EH National Bank 1.06% 2 Year CD Daily $10,000 05/25/2015
25 TAB Bank 1.01% 2 Year CD Daily $1,000 05/25/2015
26 E-LOAN 1.00% 2 Year CD Daily $10,000 05/22/2015
27 Chartway Federal Credit Union 1.00% 2 Year CD Quartely $2,500 05/25/2015
28 USAA 0.81% 2 Year CD Monthly $1,000 05/25/2015
29 ableBanking, a division of Northeast Bank 0.70% 2 Year CD Daily $1,000 05/25/2015
30 Bank of Internet USA 0.70% 2 Year CD Daily $1,000 05/25/2015
31 NewDominion Bank 0.65% 2 Year CD Daily $1,000 05/25/2015
32 5 Star Bank 0.60% 2 Year CD Daily $1,000 05/25/2015
  1. 1.25% APY 1 Year CD with CIT Bank

  2. Account Type: Certificate of Deposit (FDIC Insured)
  3. Minimum Deposit: $25,000
  4. Term: 1 Year CD
  5. Interest Compounded: Daily
# Bank APY Duration Compounded Min. Deposit Date Changed Outgoing Link
2 CIT Bank 1.25% 1 Year CD Daily $25,000 05/25/2015 View Offer
3 Colorado Federal Savings Bank 1.35% 1 Year CD Daily $5,000 05/25/2015
4 Synchrony Bank 1.23% 1 Year CD Daily $2,000 05/25/2015
5 BankDirect 1.21% 1 Year CD Daily $10,000 05/19/2015
6 Home Savings Bank 1.20% 1 Year CD Daily $10,000 05/25/2015
7 My e-BAnC by BAC Florida Bank 1.20% 1 Year CD Daily $1,500 05/25/2015
8 VirtualBank 1.16% 1 Year CD Monthly $10,000 05/25/2015
9 California First National Bank 1.16% 1 Year CD Monthly $5,000 05/25/2015
10 Sallie Mae 1.15% 1 Year CD Daily $2,500 05/25/2015
11 AloStar Bank of Commerce 1.10% 1 Year CD Daily $1,000 05/25/2015
12 Silvergate Bank 1.08% 1 Year CD Daily $25,000 05/25/2015
13 Pentagon Federal Credit Union 1.06% 1 Year CD Daily $1,000 05/25/2015
14 Ally Bank 1.05% 1 Year CD Daily $0 05/25/2015
15 First Internet Bank of Indiana 1.00% 1 Year CD Monthly $1,000 05/25/2015
16 Goldwater Bank 0.95% 1 Year CD Daily $5,000 05/25/2015
17 giantbank.com 0.95% 1 Year CD Daily $2,500 05/25/2015
18 Discover Bank 0.95% 1 Year CD Daily $2,500 05/25/2015
19 Presidential Bank, FSB 0.95% 1 Year CD Monthly $1,000 05/25/2015
20 EH National Bank 0.90% 1 Year CD Daily $10,000 05/25/2015
21 MyCBB 0.90% 1 Year CD Daily $5,000 05/25/2015
22 Chartway Federal Credit Union 0.85% 1 Year CD Quartely $2,500 05/25/2015
23 E-LOAN 0.85% 1 Year CD Daily $10,000 05/22/2015
24 Barclays 0.80% 1 Year CD Daily $0 05/25/2015
25 Salem Five 0.80% 1 Year CD Monthly $10,000 05/19/2015
26 EverBank 0.75% 1 Year CD Daily $1,500 05/25/2015
27 USAA 0.71% 1 Year CD Monthly $1,000 05/25/2015
28 Lone Star Bank 0.70% 1 Year CD Daily $1,000 05/25/2015
29 TAB Bank 0.65% 1 Year CD Daily $1,000 05/25/2015
30 ableBanking, a division of Northeast Bank 0.65% 1 Year CD Daily $1,000 05/25/2015
31 NewDominion Bank 0.60% 1 Year CD Daily $1,000 05/25/2015
32 Bank of Internet USA 0.55% 1 Year CD Daily $1,000 05/25/2015
33 5 Star Bank 0.40% 1 Year CD Daily $1,000 05/25/2015
34 Fidelity Bk of FL, N.A 0.40% 1 Year CD Monthly $5,000 05/25/2015
# Bank APY Duration Compounded Min. Deposit Date Changed Outgoing Link
2 Synchrony Bank 1.23% 1 Yr. Jumbo CD Daily $100,000 05/25/2015
3 My e-BAnC by BAC Florida Bank 1.22% 1 Yr. Jumbo CD Daily $100,000 05/25/2015
4 BankDirect 1.21% 1 Yr. Jumbo CD Daily $100,000 05/19/2015
5 Home Savings Bank 1.20% 1 Yr. Jumbo CD Daily $100,000 05/25/2015
6 VirtualBank 1.16% 1 Yr. Jumbo CD Monthly $100,000 05/25/2015
7 Sallie Mae 1.15% 1 Yr. Jumbo CD Daily $100,000 05/25/2015
8 AloStar Bank of Commerce 1.10% 1 Yr. Jumbo CD Daily $100,000 05/25/2015
9 First Internet Bank of Indiana 1.00% 1 Yr. Jumbo CD Monthly $100,000 05/25/2015
10 Discover Bank 0.95% 1 Yr. Jumbo CD Daily $100,000 05/25/2015
11 EH National Bank 0.95% 1 Yr. Jumbo CD Daily $100,000 05/25/2015
12 giantbank.com 0.95% 1 Yr. Jumbo CD Daily $100,000 05/25/2015
13 Chartway Federal Credit Union 0.90% 1 Yr. Jumbo CD Quartely $100,000 05/25/2015
14 E-LOAN 0.85% 1 Yr. Jumbo CD Daily $100,000 05/22/2015
15 USAA 0.76% 1 Yr. Jumbo CD Monthly $100,000 05/25/2015
16 EverBank 0.75% 1 Yr. Jumbo CD Daily $100,000 05/25/2015
17 ableBanking, a division of Northeast Bank 0.65% 1 Yr. Jumbo CD Daily $100,000 05/25/2015
18 TAB Bank 0.65% 1 Yr. Jumbo CD Daily $100,000 05/25/2015
19 Bank of Internet USA 0.55% 1 Yr. Jumbo CD Daily $100,000 05/25/2015
20 Luana Savings Bank 0.50% 1 Yr. Jumbo CD Simple Interest $100,000 05/25/2015
21 5 Star Bank 0.40% 1 Yr. Jumbo CD Daily $100,000 05/25/2015
22 Heritage Bank 0.23% 1 Yr. Jumbo CD Simple Interest $100,000 05/25/2015
23 Mount McKinley Bank 0.18% 1 Yr. Jumbo CD Simple Interest $100,000 05/25/2015
24 Citizens Trust Bank 0.15% 1 Yr. Jumbo CD Simple Interest $100,000 05/25/2015
25 State Farm Bank 0.10% 1 Yr. Jumbo CD Daily $100,000 05/25/2015
  1. 2.27% APY 5 Yr. Jumbo CD with CIT Bank

  2. Account Type: Certificate of Deposit (FDIC Insured)
  3. Minimum Deposit: $100,000
  4. Term: 5 Yr. Jumbo CD
  5. Interest Compounded: Daily
# Bank APY Duration Compounded Min. Deposit Date Changed Outgoing Link
2 CIT Bank 2.27% 5 Yr. Jumbo CD Daily $100,000 05/25/2015 View Offer
3 Synchrony Bank 2.25% 5 Yr. Jumbo CD Daily $100,000 05/25/2015
4 Capital One 360 Bank 2.20% 5 Yr. Jumbo CD Monthly $100,000 05/25/2015
5 First Internet Bank of Indiana 2.12% 5 Yr. Jumbo CD Monthly $100,000 05/25/2015
6 EverBank 2.04% 5 Yr. Jumbo CD Daily $100,000 05/25/2015
7 Discover Bank 2.00% 5 Yr. Jumbo CD Daily $100,000 05/25/2015
8 Home Savings Bank 2.00% 5 Yr. Jumbo CD Daily $100,000 05/25/2015
9 Chartway Federal Credit Union 1.91% 5 Yr. Jumbo CD Quartely $100,000 05/25/2015
10 State Farm Bank 1.90% 5 Yr. Jumbo CD Daily $100,000 05/25/2015
11 VirtualBank 1.81% 5 Yr. Jumbo CD Monthly $100,000 05/25/2015
12 TAB Bank 1.77% 5 Yr. Jumbo CD Daily $100,000 05/25/2015
13 Third Federal Savings and Loan 1.75% 5 Yr. Jumbo CD Quartely $100,000 05/25/2015
14 AloStar Bank of Commerce 1.75% 5 Yr. Jumbo CD Daily $100,000 05/25/2015
15 Luana Savings Bank 1.71% 5 Yr. Jumbo CD Simple Interest $100,000 05/25/2015
16 E-LOAN 1.51% 5 Yr. Jumbo CD Daily $100,000 05/22/2015
17 EH National Bank 1.50% 5 Yr. Jumbo CD Daily $100,000 05/25/2015
18 5 Star Bank 1.40% 5 Yr. Jumbo CD Daily $100,000 05/25/2015
19 Bank of Internet USA 1.35% 5 Yr. Jumbo CD Daily $100,000 05/25/2015
20 giantbank.com 1.31% 5 Yr. Jumbo CD Daily $100,000 05/25/2015
21 Heritage Bank 1.13% 5 Yr. Jumbo CD Simple Interest $100,000 05/25/2015
22 USAA 1.11% 5 Yr. Jumbo CD Monthly $100,000 05/25/2015
23 Mount McKinley Bank 0.90% 5 Yr. Jumbo CD Simple Interest $100,000 05/25/2015
24 Citizens Trust Bank 0.40% 5 Yr. Jumbo CD Simple Interest $100,000 05/25/2015

Learn More - Top Certificate of Deposit Rates

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APY Information
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CD Rates Offered Now

Institution Information APY
  • Min. Deposit: $25,000
  • Term: 2 Year
  • Compounded: Daily
1.40% Mon May 25 Next
  • Min. Deposit: $25,000
  • Term: 1 Year
  • Compounded: Daily
1.25% Mon May 25 Next
  • Min. Deposit: $100,000
  • Term:
  • Compounded: Daily
2.27% Mon May 25 Next

Institutions may have different rates on other sites. Identify yourself as a Bankrate.com customer for these rates. Rates are subject to change. Some institutions pay for links, though many do not. All institutions insured by FDIC. Powered by:

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We respect your email privacy

CD Rates Offered Now

Institution Information APY
  • Min. Deposit: $25,000
  • Term: 2 Year
  • Compounded: Daily
1.40% Mon May 25 Next
  • Min. Deposit: $25,000
  • Term: 1 Year
  • Compounded: Daily
1.25% Mon May 25 Next
  • Min. Deposit: $100,000
  • Term:
  • Compounded: Daily
2.27% Mon May 25 Next




Institutions may have different rates on other sites. Identify yourself as a Bankrate.com customer for these rates. Rates are subject to change. Some institutions pay for links, though many do not. All institutions insured by FDIC. Powered by:

Rates are accurate and available as of the date specified for Bankrate customers. Rates are subject to change without notice and may vary branch to branch. Identify yourself as a Bankrate consumer to get the Bankrate.com rate.
Quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own Web site, where you can find additional information. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit Union deposits are insured by the National Credit Union Administration. Many institutions have different rates on their own websites than those posted on Bankrate.com. If you believe you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please let us know.
Bankrate.com's Safe & Sound® service provides ratings information on the relative financial strength and stability of U.S. commercial banks, savings institutions and credit unions. Five stars is superior, one star is lowest rated. For more information click here. Powered by:





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