Today's Best CD Rates

Want to put your savings on steroids? A certificate of deposit (CD) is FDIC insured and offers a higher yield than savings. Depending on the bank's policies, you can withdraw your money early from a CD, pay the penalty (usually a reduction in interest) and still make more interest than leaving it in a savings account for that same amount of time. You earn the most when you get the highest yield available for the longest period of time. You'll find the new CD account sign up process easy - just link your current checking account to fund your new online CD.

Below is a list of some of the best CD rates for 6 mo, 1 yr, 2 yr, 3 yr and 5 yr certificates of deposit.

For even better rates than you see on this page, sign up for our newsletter to get exclusive access to market beating rates.

# Bank APY Duration Compounded Min. Deposit Date Changed Outgoing Link
2 GE Capital Bank 2.25% 5 Year CD Daily $500 03/27/2015
3 Synchrony Bank 2.25% 5 Year CD Daily $25,000 03/27/2015
4 Barclays 2.25% 5 Year CD Daily $0 03/27/2015
5 Home Savings Bank 2.15% 5 Year CD Daily $10,000 03/27/2015
6 First Internet Bank of Indiana 2.12% 5 Year CD Monthly $1,000 03/27/2015
7 Discover Bank 2.10% 5 Year CD Daily $2,500 03/27/2015
8 EverBank 2.00% 5 Year CD Daily $1,500 03/27/2015
9 Ally Bank 2.00% 5 Year CD Daily $0 03/27/2015
10 Salem Five 2.00% 5 Year CD Monthly $10,000 03/27/2015
11 State Farm Bank 1.95% 5 Year CD Daily $500 03/27/2015
12 Chartway Federal Credit Union 1.86% 5 Year CD Quartely $10,000 03/27/2015
13 VirtualBank 1.81% 5 Year CD Monthly $10,000 03/27/2015
14 American Bank 1.80% 5 Year CD Daily $500 03/27/2015
15 Third Federal Savings and Loan 1.75% 5 Year CD Quartely $500 03/27/2015
16 AloStar Bank of Commerce 1.75% 5 Year CD Daily $1,000 03/27/2015
17 Lone Star Bank 1.66% 5 Year CD Daily $1,000 03/27/2015
18 giantbank.com 1.61% 5 Year CD Daily $2,500 03/27/2015
19 Pentagon Federal Credit Union 1.61% 5 Year CD Daily $1,000 03/27/2015
20 Presidential Bank, FSB 1.54% 5 Year CD Monthly $1,000 03/27/2015
21 TAB Bank 1.51% 5 Year CD Daily $1,000 03/27/2015
22 E-LOAN 1.51% 5 Year CD Daily $10,000 03/27/2015
23 Live Oak Bank 1.50% 5 Year CD Simple Interest $25,000 03/27/2015
24 Fidelity Bk of FL, N.A 1.50% 5 Year CD Monthly $5,000 03/27/2015
25 Colorado Federal Savings Bank 1.50% 5 Year CD Daily $5,000 03/27/2015
26 TIAA Direct 1.49% 5 Year CD Daily $1,000 03/27/2015
27 EH National Bank 1.46% 5 Year CD Daily $10,000 03/27/2015
28 5 Star Bank 1.40% 5 Year CD Daily $1,000 03/27/2015
29 Astoria Bank 1.35% 5 Year CD Daily $500 03/27/2015
30 Bank of Internet USA 1.35% 5 Year CD Daily $1,000 03/27/2015
31 Goldwater Bank 1.20% 5 Year CD Daily $5,000 03/27/2015
32 Bangor Savings Bank 1.16% 5 Year CD Monthly $500 03/27/2015
33 USAA 1.06% 5 Year CD Monthly $1,000 03/27/2015
# Bank APY Duration Compounded Min. Deposit Date Changed Outgoing Link
2 Synchrony Bank 1.50% 3 Year CD Daily $2,000 03/27/2015
3 First Internet Bank of Indiana 1.46% 3 Year CD Monthly $1,000 03/27/2015
4 Discover Bank 1.45% 3 Year CD Daily $2,500 03/27/2015
5 Barclays 1.45% 3 Year CD Daily $0 03/27/2015
6 GE Capital Bank 1.45% 3 Year CD Daily $500 03/27/2015
7 Ally Bank 1.40% 3 Year CD Daily $0 03/27/2015
8 Colorado Federal Savings Bank 1.40% 3 Year CD Daily $5,000 03/27/2015
9 California First National Bank 1.40% 3 Year CD Monthly $5,000 03/27/2015
10 My e-BAnC by BAC Florida Bank 1.40% 3 Year CD Daily $1,500 03/27/2015
11 giantbank.com 1.37% 3 Year CD Daily $2,500 03/27/2015
12 EverBank 1.37% 3 Year CD Daily $1,500 03/27/2015
13 Lone Star Bank 1.36% 3 Year CD Daily $1,000 03/27/2015
14 TIAA Direct 1.36% 3 Year CD Daily $1,000 03/27/2015
15 VirtualBank 1.36% 3 Year CD Monthly $10,000 03/27/2015
16 State Farm Bank 1.35% 3 Year CD Daily $500 03/27/2015
17 AloStar Bank of Commerce 1.35% 3 Year CD Daily $1,000 03/27/2015
18 Pentagon Federal Credit Union 1.31% 3 Year CD Daily $1,000 03/27/2015
19 Silvergate Bank 1.26% 3 Year CD Monthly $25,000 03/27/2015
20 Presidential Bank, FSB 1.23% 3 Year CD Monthly $1,000 03/27/2015
21 Fidelity Bk of FL, N.A 1.22% 3 Year CD Monthly $5,000 03/27/2015
22 EH National Bank 1.21% 3 Year CD Daily $10,000 03/27/2015
23 Goldwater Bank 1.15% 3 Year CD Daily $5,000 03/27/2015
24 TAB Bank 1.14% 3 Year CD Daily $1,000 03/27/2015
25 Salem Five 1.10% 3 Year CD Monthly $10,000 03/27/2015
26 E-LOAN 1.10% 3 Year CD Daily $10,000 03/27/2015
27 Home Savings Bank 1.05% 3 Year CD Daily $10,000 03/27/2015
28 5 Star Bank 1.00% 3 Year CD Daily $1,000 03/27/2015
29 USAA 0.91% 3 Year CD Monthly $1,000 03/27/2015
30 Astoria Bank 0.90% 3 Year CD Daily $500 03/27/2015
31 Bank of Internet USA 0.90% 3 Year CD Daily $1,000 03/27/2015
32 ableBanking, a division of Northeast Bank 0.90% 3 Year CD Daily $1,000 03/27/2015
# Bank APY Duration Compounded Min. Deposit Date Changed Outgoing Link
2 Congressional Bank 1.35% 2 Year CD Daily $50,000 03/27/2015
3 CIT Bank 1.35% 2 Year CD Daily $25,000 03/27/2015
4 Synchrony Bank 1.35% 2 Year CD Daily $2,000 03/27/2015
5 My e-BAnC by BAC Florida Bank 1.31% 2 Year CD Daily $1,500 03/27/2015
6 GE Capital Bank 1.30% 2 Year CD Daily $500 03/27/2015
7 California First National Bank 1.30% 2 Year CD Monthly $5,000 03/27/2015
8 Home Savings Bank 1.30% 2 Year CD Daily $10,000 03/27/2015
9 Ally Bank 1.29% 2 Year CD Daily $0 03/27/2015
10 VirtualBank 1.26% 2 Year CD Monthly $10,000 03/27/2015
11 First Internet Bank of Indiana 1.26% 2 Year CD Monthly $1,000 03/27/2015
12 Colorado Federal Savings Bank 1.25% 2 Year CD Daily $5,000 03/27/2015
13 Salem Five 1.25% 2 Year CD Monthly $10,000 03/27/2015
14 AloStar Bank of Commerce 1.25% 2 Year CD Daily $1,000 03/27/2015
15 Discover Bank 1.25% 2 Year CD Daily $2,500 03/27/2015
16 Chartway Federal Credit Union 1.21% 2 Year CD Quartely $10,000 03/27/2015
17 Lone Star Bank 1.18% 2 Year CD Daily $1,000 03/27/2015
18 Silvergate Bank 1.16% 2 Year CD Daily $25,000 03/27/2015
19 Pentagon Federal Credit Union 1.16% 2 Year CD Daily $1,000 03/27/2015
20 Barclays 1.15% 2 Year CD Daily $0 03/27/2015
21 giantbank.com 1.11% 2 Year CD Daily $2,500 03/27/2015
22 Presidential Bank, FSB 1.10% 2 Year CD Monthly $1,000 03/27/2015
23 EverBank 1.10% 2 Year CD Daily $1,500 03/27/2015
24 Goldwater Bank 1.09% 2 Year CD Daily $5,000 03/27/2015
25 TIAA Direct 1.08% 2 Year CD Daily $1,000 03/27/2015
26 EH National Bank 1.06% 2 Year CD Daily $10,000 03/27/2015
27 TAB Bank 1.01% 2 Year CD Daily $1,000 03/27/2015
28 E-LOAN 1.00% 2 Year CD Daily $10,000 03/27/2015
29 USAA 0.81% 2 Year CD Monthly $1,000 03/27/2015
30 ableBanking, a division of Northeast Bank 0.70% 2 Year CD Daily $1,000 03/27/2015
31 Bank of Internet USA 0.70% 2 Year CD Daily $1,000 03/27/2015
32 NewDominion Bank 0.65% 2 Year CD Daily $1,000 03/27/2015
33 5 Star Bank 0.60% 2 Year CD Daily $1,000 03/27/2015
# Bank APY Duration Compounded Min. Deposit Date Changed Outgoing Link
2 Chartway Federal Credit Union 1.31% 1 Year CD Quartely $25,000 03/27/2015
3 Connexus Credit Union 1.30% 1 Year CD Quartely $5,000 03/27/2015
4 BankDirect 1.21% 1 Year CD Daily $10,000 03/24/2015
5 CIT Bank 1.20% 1 Year CD Daily $25,000 03/27/2015
6 Synchrony Bank 1.20% 1 Year CD Daily $2,000 03/27/2015
7 Congressional Bank 1.20% 1 Year CD Daily $50,000 03/27/2015
8 My e-BAnC by BAC Florida Bank 1.18% 1 Year CD Daily $1,500 03/27/2015
9 VirtualBank 1.16% 1 Year CD Monthly $10,000 03/27/2015
10 California First National Bank 1.16% 1 Year CD Monthly $5,000 03/27/2015
11 Sallie Mae 1.15% 1 Year CD Daily $2,500 03/27/2015
12 Midwest Regional Bank 1.11% 1 Year CD Monthly $1,000 03/27/2015
13 GE Capital Bank 1.10% 1 Year CD Daily $500 03/27/2015
14 Colorado Federal Savings Bank 1.10% 1 Year CD Daily $5,000 03/27/2015
15 AloStar Bank of Commerce 1.10% 1 Year CD Daily $1,000 03/27/2015
16 Silvergate Bank 1.08% 1 Year CD Daily $25,000 03/27/2015
17 giantbank.com 1.06% 1 Year CD Daily $2,500 03/27/2015
18 Ally Bank 1.05% 1 Year CD Daily $0 03/27/2015
19 Lone Star Bank 1.01% 1 Year CD Daily $1,000 03/27/2015
20 TIAA Direct 1.01% 1 Year CD Daily $1,000 03/27/2015
21 Home Savings Bank 1.00% 1 Year CD Daily $10,000 03/27/2015
22 Pentagon Federal Credit Union 1.00% 1 Year CD Daily $1,000 03/27/2015
23 First Internet Bank of Indiana 1.00% 1 Year CD Monthly $1,000 03/27/2015
24 Discover Bank 0.95% 1 Year CD Daily $2,500 03/27/2015
25 Presidential Bank, FSB 0.95% 1 Year CD Monthly $1,000 03/27/2015
26 Goldwater Bank 0.95% 1 Year CD Daily $5,000 03/27/2015
27 EH National Bank 0.90% 1 Year CD Daily $10,000 03/27/2015
28 E-LOAN 0.85% 1 Year CD Daily $10,000 03/27/2015
29 Barclays 0.80% 1 Year CD Daily $0 03/27/2015
30 Salem Five 0.80% 1 Year CD Monthly $10,000 03/27/2015
31 USAA 0.71% 1 Year CD Monthly $1,000 03/27/2015
32 ableBanking, a division of Northeast Bank 0.65% 1 Year CD Daily $1,000 03/27/2015
33 TAB Bank 0.65% 1 Year CD Daily $1,000 03/27/2015
34 NewDominion Bank 0.60% 1 Year CD Daily $1,000 03/27/2015
35 Bank of Internet USA 0.55% 1 Year CD Daily $1,000 03/27/2015
36 Fidelity Bk of FL, N.A 0.40% 1 Year CD Monthly $5,000 03/27/2015
37 5 Star Bank 0.40% 1 Year CD Daily $1,000 03/27/2015
# Bank APY Duration Compounded Min. Deposit Date Changed Outgoing Link
2 Chartway Federal Credit Union 1.31% 1 Yr. Jumbo CD Quartely $100,000 03/27/2015
3 BankDirect 1.21% 1 Yr. Jumbo CD Daily $100,000 03/24/2015
4 Synchrony Bank 1.20% 1 Yr. Jumbo CD Daily $100,000 03/27/2015
5 My e-BAnC by BAC Florida Bank 1.20% 1 Yr. Jumbo CD Daily $100,000 03/27/2015
6 VirtualBank 1.16% 1 Yr. Jumbo CD Monthly $100,000 03/27/2015
7 Sallie Mae 1.15% 1 Yr. Jumbo CD Daily $100,000 03/27/2015
8 AloStar Bank of Commerce 1.10% 1 Yr. Jumbo CD Daily $100,000 03/27/2015
9 giantbank.com 1.06% 1 Yr. Jumbo CD Daily $100,000 03/27/2015
10 Home Savings Bank 1.00% 1 Yr. Jumbo CD Daily $100,000 03/27/2015
11 First Internet Bank of Indiana 1.00% 1 Yr. Jumbo CD Monthly $100,000 03/27/2015
12 Discover Bank 0.95% 1 Yr. Jumbo CD Daily $100,000 03/27/2015
13 EH National Bank 0.95% 1 Yr. Jumbo CD Daily $100,000 03/27/2015
14 E-LOAN 0.85% 1 Yr. Jumbo CD Daily $100,000 03/27/2015
15 USAA 0.76% 1 Yr. Jumbo CD Monthly $100,000 03/27/2015
16 TAB Bank 0.65% 1 Yr. Jumbo CD Daily $100,000 03/27/2015
17 ableBanking, a division of Northeast Bank 0.65% 1 Yr. Jumbo CD Daily $100,000 03/27/2015
18 Bank of Internet USA 0.55% 1 Yr. Jumbo CD Daily $100,000 03/27/2015
19 Luana Savings Bank 0.50% 1 Yr. Jumbo CD Simple Interest $100,000 03/27/2015
20 5 Star Bank 0.40% 1 Yr. Jumbo CD Daily $100,000 03/27/2015
21 American Bank 0.33% 1 Yr. Jumbo CD Simple Interest $100,000 03/27/2015
22 Heritage Bank 0.23% 1 Yr. Jumbo CD Simple Interest $100,000 03/27/2015
23 Mount McKinley Bank 0.18% 1 Yr. Jumbo CD Simple Interest $100,000 03/27/2015
24 Citizens Trust Bank 0.15% 1 Yr. Jumbo CD Simple Interest $100,000 03/27/2015
25 State Farm Bank 0.10% 1 Yr. Jumbo CD Daily $100,000 03/27/2015
# Bank APY Duration Compounded Min. Deposit Date Changed Outgoing Link
2 CIT Bank 2.27% 5 Yr. Jumbo CD Daily $100,000 03/27/2015
3 Synchrony Bank 2.25% 5 Yr. Jumbo CD Daily $100,000 03/27/2015
4 Home Savings Bank 2.15% 5 Yr. Jumbo CD Daily $100,000 03/27/2015
5 First Internet Bank of Indiana 2.12% 5 Yr. Jumbo CD Monthly $100,000 03/27/2015
6 Discover Bank 2.10% 5 Yr. Jumbo CD Daily $100,000 03/27/2015
7 EverBank 2.00% 5 Yr. Jumbo CD Daily $100,000 03/27/2015
8 State Farm Bank 1.95% 5 Yr. Jumbo CD Daily $100,000 03/27/2015
9 Chartway Federal Credit Union 1.91% 5 Yr. Jumbo CD Quartely $100,000 03/27/2015
10 VirtualBank 1.81% 5 Yr. Jumbo CD Monthly $100,000 03/27/2015
11 American Bank 1.78% 5 Yr. Jumbo CD Simple Interest $100,000 03/27/2015
12 AloStar Bank of Commerce 1.75% 5 Yr. Jumbo CD Daily $100,000 03/27/2015
13 Third Federal Savings and Loan 1.75% 5 Yr. Jumbo CD Quartely $100,000 03/27/2015
14 Luana Savings Bank 1.71% 5 Yr. Jumbo CD Simple Interest $100,000 03/27/2015
15 giantbank.com 1.61% 5 Yr. Jumbo CD Daily $100,000 03/27/2015
16 TAB Bank 1.51% 5 Yr. Jumbo CD Daily $100,000 03/27/2015
17 E-LOAN 1.51% 5 Yr. Jumbo CD Daily $100,000 03/27/2015
18 EH National Bank 1.50% 5 Yr. Jumbo CD Daily $100,000 03/27/2015
19 5 Star Bank 1.40% 5 Yr. Jumbo CD Daily $100,000 03/27/2015
20 Bank of Internet USA 1.35% 5 Yr. Jumbo CD Daily $100,000 03/27/2015
21 Heritage Bank 1.13% 5 Yr. Jumbo CD Simple Interest $100,000 03/27/2015
22 USAA 1.11% 5 Yr. Jumbo CD Monthly $100,000 03/27/2015
23 Mount McKinley Bank 0.90% 5 Yr. Jumbo CD Simple Interest $100,000 03/27/2015
24 Citizens Trust Bank 0.40% 5 Yr. Jumbo CD Simple Interest $100,000 03/27/2015

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CD Rates Offered Now

Institution Information APY




Institutions may have different rates on other sites. Identify yourself as a Bankrate.com customer for these rates. Rates are subject to change. Some institutions pay for links, though many do not. All institutions insured by FDIC. Powered by:

Rates are accurate and available as of the date specified for Bankrate customers. Rates are subject to change without notice and may vary branch to branch. Identify yourself as a Bankrate consumer to get the Bankrate.com rate.
Quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own Web site, where you can find additional information. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit Union deposits are insured by the National Credit Union Administration. Many institutions have different rates on their own websites than those posted on Bankrate.com. If you believe you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please let us know.
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