Today's Best CD Rates

Want to put your savings on steroids? A certificate of deposit (CD) is FDIC insured and offers a higher yield than savings. Depending on the bank's policies, you can withdraw your money early from a CD, pay the penalty (usually a reduction in interest) and still make more interest than leaving it in a savings account for that same amount of time. You earn the most when you get the highest yield available for the longest period of time. You'll find the new CD account sign up process easy - just link your current checking account to fund your new online CD.

Below is a list of some of the best CD rates for 6 mo, 1 yr, 2 yr, 3 yr and 5 yr certificates of deposit.

For even better rates than you see on this page, sign up for our newsletter to get exclusive access to market beating rates.

# Bank APY Duration Compounded Min. Deposit Date Changed Outgoing Link
2 Barclays 2.25% 5 Year CD Daily $0 04/24/2015
3 Synchrony Bank 2.25% 5 Year CD Daily $25,000 04/24/2015
4 Home Savings Bank 2.15% 5 Year CD Daily $10,000 04/24/2015
5 First Internet Bank of Indiana 2.12% 5 Year CD Monthly $1,000 04/24/2015
6 Discover Bank 2.10% 5 Year CD Daily $2,500 04/24/2015
7 Salem Five 2.00% 5 Year CD Monthly $10,000 04/24/2015
8 Ally Bank 2.00% 5 Year CD Daily $0 04/24/2015
9 State Farm Bank 1.90% 5 Year CD Daily $500 04/24/2015
10 Chartway Federal Credit Union 1.86% 5 Year CD Quartely $2,500 04/24/2015
11 EverBank 1.85% 5 Year CD Daily $1,500 04/24/2015
12 VirtualBank 1.81% 5 Year CD Monthly $10,000 04/24/2015
13 TAB Bank 1.77% 5 Year CD Daily $1,000 04/24/2015
14 Lone Star Bank 1.77% 5 Year CD Daily $1,000 04/24/2015
15 Third Federal Savings and Loan 1.75% 5 Year CD Quartely $500 04/24/2015
16 AloStar Bank of Commerce 1.75% 5 Year CD Daily $1,000 04/24/2015
17 Pentagon Federal Credit Union 1.61% 5 Year CD Daily $1,000 04/24/2015
18 giantbank.com 1.61% 5 Year CD Daily $2,500 04/24/2015
19 E-LOAN 1.51% 5 Year CD Daily $10,000 04/24/2015
20 Colorado Federal Savings Bank 1.50% 5 Year CD Daily $5,000 04/24/2015
21 Fidelity Bk of FL, N.A 1.50% 5 Year CD Monthly $5,000 04/24/2015
22 EH National Bank 1.46% 5 Year CD Daily $10,000 04/22/2015
23 5 Star Bank 1.40% 5 Year CD Daily $1,000 04/24/2015
24 Bank of Internet USA 1.35% 5 Year CD Daily $1,000 04/24/2015
25 Astoria Bank 1.25% 5 Year CD Daily $500 04/24/2015
26 Goldwater Bank 1.20% 5 Year CD Daily $5,000 04/24/2015
27 Bangor Savings Bank 1.16% 5 Year CD Monthly $500 04/24/2015
28 USAA 1.06% 5 Year CD Monthly $1,000 04/24/2015
29 Heritage Bank 0.93% 5 Year CD Annually $1,000 04/24/2015
30 Mount McKinley Bank 0.90% 5 Year CD Daily $5,000 04/24/2015
31 NewDominion Bank 0.50% 5 Year CD Daily $1,000 04/24/2015
32 Citizens Trust Bank 0.40% 5 Year CD Daily $500 04/24/2015
# Bank APY Duration Compounded Min. Deposit Date Changed Outgoing Link
2 Lone Star Bank 1.50% 3 Year CD Daily $1,000 04/24/2015
3 Synchrony Bank 1.50% 3 Year CD Daily $2,000 04/24/2015
4 First Internet Bank of Indiana 1.46% 3 Year CD Monthly $1,000 04/24/2015
5 Barclays 1.45% 3 Year CD Daily $0 04/24/2015
6 Discover Bank 1.45% 3 Year CD Daily $2,500 04/24/2015
7 California First National Bank 1.40% 3 Year CD Monthly $5,000 04/24/2015
8 Colorado Federal Savings Bank 1.40% 3 Year CD Daily $5,000 04/24/2015
9 My e-BAnC by BAC Florida Bank 1.40% 3 Year CD Daily $1,500 04/24/2015
10 Ally Bank 1.40% 3 Year CD Daily $0 04/24/2015
11 giantbank.com 1.37% 3 Year CD Daily $2,500 04/24/2015
12 VirtualBank 1.36% 3 Year CD Monthly $10,000 04/24/2015
13 AloStar Bank of Commerce 1.35% 3 Year CD Daily $1,000 04/24/2015
14 State Farm Bank 1.35% 3 Year CD Daily $500 04/24/2015
15 Pentagon Federal Credit Union 1.31% 3 Year CD Daily $1,000 04/24/2015
16 EverBank 1.27% 3 Year CD Daily $1,500 04/24/2015
17 Silvergate Bank 1.26% 3 Year CD Monthly $25,000 04/24/2015
18 Fidelity Bk of FL, N.A 1.22% 3 Year CD Monthly $5,000 04/24/2015
19 TAB Bank 1.21% 3 Year CD Daily $1,000 04/24/2015
20 EH National Bank 1.21% 3 Year CD Daily $10,000 04/22/2015
21 Goldwater Bank 1.15% 3 Year CD Daily $5,000 04/24/2015
22 Salem Five 1.10% 3 Year CD Monthly $10,000 04/24/2015
23 E-LOAN 1.10% 3 Year CD Daily $10,000 04/24/2015
24 Home Savings Bank 1.05% 3 Year CD Daily $10,000 04/24/2015
25 Astoria Bank 1.05% 3 Year CD Daily $500 04/24/2015
26 5 Star Bank 1.00% 3 Year CD Daily $1,000 04/24/2015
27 USAA 0.91% 3 Year CD Monthly $1,000 04/24/2015
28 ableBanking, a division of Northeast Bank 0.90% 3 Year CD Daily $1,000 04/24/2015
29 Bank of Internet USA 0.90% 3 Year CD Daily $1,000 04/24/2015
30 Chartway Federal Credit Union 0.80% 3 Year CD Quartely $2,500 04/24/2015
31 1st Source Bank 0.80% 3 Year CD Annually $500 04/24/2015
32 Bangor Savings Bank 0.75% 3 Year CD Monthly $500 04/24/2015
33 Heritage Bank 0.60% 3 Year CD Annually $1,000 04/24/2015
# Bank APY Duration Compounded Min. Deposit Date Changed Outgoing Link
2 Barclays 1.35% 2 Year CD Daily $0 04/24/2015
3 iGObanking.com 1.35% 2 Year CD Daily $1,000 04/24/2015
4 Synchrony Bank 1.35% 2 Year CD Daily $2,000 04/24/2015
5 CIT Bank 1.35% 2 Year CD Daily $25,000 04/24/2015
6 My e-BAnC by BAC Florida Bank 1.31% 2 Year CD Daily $1,500 04/24/2015
7 Home Savings Bank 1.30% 2 Year CD Daily $10,000 04/24/2015
8 California First National Bank 1.30% 2 Year CD Monthly $5,000 04/24/2015
9 Ally Bank 1.29% 2 Year CD Daily $0 04/24/2015
10 VirtualBank 1.26% 2 Year CD Monthly $10,000 04/24/2015
11 First Internet Bank of Indiana 1.26% 2 Year CD Monthly $1,000 04/24/2015
12 Discover Bank 1.25% 2 Year CD Daily $2,500 04/24/2015
13 Salem Five 1.25% 2 Year CD Monthly $10,000 04/24/2015
14 AloStar Bank of Commerce 1.25% 2 Year CD Daily $1,000 04/24/2015
15 Colorado Federal Savings Bank 1.25% 2 Year CD Daily $5,000 04/24/2015
16 Chartway Federal Credit Union 1.21% 2 Year CD Quartely $2,500 04/24/2015
17 Lone Star Bank 1.18% 2 Year CD Daily $1,000 04/24/2015
18 Silvergate Bank 1.16% 2 Year CD Daily $25,000 04/24/2015
19 Pentagon Federal Credit Union 1.16% 2 Year CD Daily $1,000 04/24/2015
20 giantbank.com 1.11% 2 Year CD Daily $2,500 04/24/2015
21 EverBank 1.10% 2 Year CD Daily $1,500 04/24/2015
22 Congressional Bank 1.10% 2 Year CD Daily $50,000 04/23/2015
23 Goldwater Bank 1.09% 2 Year CD Daily $5,000 04/24/2015
24 EH National Bank 1.06% 2 Year CD Daily $10,000 04/22/2015
25 TAB Bank 1.01% 2 Year CD Daily $1,000 04/24/2015
26 E-LOAN 1.00% 2 Year CD Daily $10,000 04/24/2015
27 USAA 0.81% 2 Year CD Monthly $1,000 04/24/2015
28 ableBanking, a division of Northeast Bank 0.70% 2 Year CD Daily $1,000 04/24/2015
29 Bank of Internet USA 0.70% 2 Year CD Daily $1,000 04/24/2015
30 NewDominion Bank 0.65% 2 Year CD Daily $1,000 04/24/2015
31 5 Star Bank 0.60% 2 Year CD Daily $1,000 04/24/2015
32 Bangor Savings Bank 0.50% 2 Year CD Monthly $500 04/24/2015
33 Fidelity Bk of FL, N.A 0.50% 2 Year CD Monthly $5,000 04/24/2015
# Bank APY Duration Compounded Min. Deposit Date Changed Outgoing Link
2 Live Oak Bank 1.40% 1 Year CD Simple Interest $75,000 04/24/2015
3 Chartway Federal Credit Union 1.31% 1 Year CD Quartely $2,500 04/24/2015
4 Connexus Credit Union 1.30% 1 Year CD Quartely $5,000 04/24/2015
5 Synchrony Bank 1.23% 1 Year CD Daily $2,000 04/24/2015
6 BankDirect 1.21% 1 Year CD Daily $10,000 04/21/2015
7 Home Savings Bank 1.20% 1 Year CD Daily $10,000 04/24/2015
8 My e-BAnC by BAC Florida Bank 1.20% 1 Year CD Daily $1,500 04/24/2015
9 VirtualBank 1.16% 1 Year CD Monthly $10,000 04/24/2015
10 Sallie Mae 1.15% 1 Year CD Daily $2,500 04/24/2015
11 California First National Bank 1.12% 1 Year CD Monthly $5,000 04/24/2015
12 Midwest Regional Bank 1.11% 1 Year CD Monthly $1,000 04/24/2015
13 Colorado Federal Savings Bank 1.10% 1 Year CD Daily $5,000 04/24/2015
14 AloStar Bank of Commerce 1.10% 1 Year CD Daily $1,000 04/24/2015
15 Silvergate Bank 1.08% 1 Year CD Daily $25,000 04/24/2015
16 Ally Bank 1.05% 1 Year CD Daily $0 04/24/2015
17 giantbank.com 1.01% 1 Year CD Daily $2,500 04/24/2015
18 Pentagon Federal Credit Union 1.00% 1 Year CD Daily $1,000 04/24/2015
19 First Internet Bank of Indiana 1.00% 1 Year CD Monthly $1,000 04/24/2015
20 Discover Bank 0.95% 1 Year CD Daily $2,500 04/24/2015
21 Goldwater Bank 0.95% 1 Year CD Daily $5,000 04/24/2015
22 Congressional Bank 0.95% 1 Year CD Daily $50,000 04/23/2015
23 MyCBB 0.90% 1 Year CD Daily $5,000 04/24/2015
24 EH National Bank 0.90% 1 Year CD Daily $10,000 04/22/2015
25 E-LOAN 0.85% 1 Year CD Daily $10,000 04/24/2015
26 Salem Five 0.80% 1 Year CD Monthly $10,000 04/24/2015
27 Barclays 0.80% 1 Year CD Daily $0 04/24/2015
28 EverBank 0.75% 1 Year CD Daily $1,500 04/24/2015
29 USAA 0.71% 1 Year CD Monthly $1,000 04/24/2015
30 Lone Star Bank 0.70% 1 Year CD Daily $1,000 04/24/2015
31 ableBanking, a division of Northeast Bank 0.65% 1 Year CD Daily $1,000 04/24/2015
32 TAB Bank 0.65% 1 Year CD Daily $1,000 04/24/2015
33 NewDominion Bank 0.60% 1 Year CD Daily $1,000 04/24/2015
34 Bank of Internet USA 0.55% 1 Year CD Daily $1,000 04/24/2015
35 5 Star Bank 0.40% 1 Year CD Daily $1,000 04/24/2015
36 Fidelity Bk of FL, N.A 0.40% 1 Year CD Monthly $5,000 04/24/2015
37 Heritage Bank 0.23% 1 Year CD Annually $1,000 04/24/2015
38 Mount McKinley Bank 0.18% 1 Year CD Daily $5,000 04/24/2015
# Bank APY Duration Compounded Min. Deposit Date Changed Outgoing Link
2 Chartway Federal Credit Union 1.31% 1 Yr. Jumbo CD Quartely $100,000 04/24/2015
3 Synchrony Bank 1.23% 1 Yr. Jumbo CD Daily $100,000 04/24/2015
4 My e-BAnC by BAC Florida Bank 1.22% 1 Yr. Jumbo CD Daily $100,000 04/24/2015
5 BankDirect 1.21% 1 Yr. Jumbo CD Daily $100,000 04/21/2015
6 Home Savings Bank 1.20% 1 Yr. Jumbo CD Daily $100,000 04/24/2015
7 VirtualBank 1.16% 1 Yr. Jumbo CD Monthly $100,000 04/24/2015
8 Sallie Mae 1.15% 1 Yr. Jumbo CD Daily $100,000 04/24/2015
9 AloStar Bank of Commerce 1.10% 1 Yr. Jumbo CD Daily $100,000 04/24/2015
10 giantbank.com 1.01% 1 Yr. Jumbo CD Daily $100,000 04/24/2015
11 First Internet Bank of Indiana 1.00% 1 Yr. Jumbo CD Monthly $100,000 04/24/2015
12 Discover Bank 0.95% 1 Yr. Jumbo CD Daily $100,000 04/24/2015
13 EH National Bank 0.95% 1 Yr. Jumbo CD Daily $100,000 04/22/2015
14 E-LOAN 0.85% 1 Yr. Jumbo CD Daily $100,000 04/24/2015
15 USAA 0.76% 1 Yr. Jumbo CD Monthly $100,000 04/24/2015
16 EverBank 0.75% 1 Yr. Jumbo CD Daily $100,000 04/24/2015
17 TAB Bank 0.65% 1 Yr. Jumbo CD Daily $100,000 04/24/2015
18 ableBanking, a division of Northeast Bank 0.65% 1 Yr. Jumbo CD Daily $100,000 04/24/2015
19 Bank of Internet USA 0.55% 1 Yr. Jumbo CD Daily $100,000 04/24/2015
20 Luana Savings Bank 0.40% 1 Yr. Jumbo CD Simple Interest $100,000 04/24/2015
21 5 Star Bank 0.40% 1 Yr. Jumbo CD Daily $100,000 04/24/2015
22 Heritage Bank 0.23% 1 Yr. Jumbo CD Simple Interest $100,000 04/24/2015
23 Mount McKinley Bank 0.18% 1 Yr. Jumbo CD Simple Interest $100,000 04/24/2015
24 Citizens Trust Bank 0.15% 1 Yr. Jumbo CD Simple Interest $100,000 04/24/2015
25 State Farm Bank 0.10% 1 Yr. Jumbo CD Daily $100,000 04/24/2015
# Bank APY Duration Compounded Min. Deposit Date Changed Outgoing Link
2 CIT Bank 2.27% 5 Yr. Jumbo CD Daily $100,000 04/24/2015
3 Synchrony Bank 2.25% 5 Yr. Jumbo CD Daily $100,000 04/24/2015
4 Home Savings Bank 2.15% 5 Yr. Jumbo CD Daily $100,000 04/24/2015
5 First Internet Bank of Indiana 2.12% 5 Yr. Jumbo CD Monthly $100,000 04/24/2015
6 Discover Bank 2.10% 5 Yr. Jumbo CD Daily $100,000 04/24/2015
7 Chartway Federal Credit Union 1.91% 5 Yr. Jumbo CD Quartely $100,000 04/24/2015
8 State Farm Bank 1.90% 5 Yr. Jumbo CD Daily $100,000 04/24/2015
9 EverBank 1.85% 5 Yr. Jumbo CD Daily $100,000 04/24/2015
10 VirtualBank 1.81% 5 Yr. Jumbo CD Monthly $100,000 04/24/2015
11 TAB Bank 1.77% 5 Yr. Jumbo CD Daily $100,000 04/24/2015
12 AloStar Bank of Commerce 1.75% 5 Yr. Jumbo CD Daily $100,000 04/24/2015
13 Third Federal Savings and Loan 1.75% 5 Yr. Jumbo CD Quartely $100,000 04/24/2015
14 Luana Savings Bank 1.61% 5 Yr. Jumbo CD Simple Interest $100,000 04/24/2015
15 giantbank.com 1.61% 5 Yr. Jumbo CD Daily $100,000 04/24/2015
16 E-LOAN 1.51% 5 Yr. Jumbo CD Daily $100,000 04/24/2015
17 EH National Bank 1.50% 5 Yr. Jumbo CD Daily $100,000 04/22/2015
18 5 Star Bank 1.40% 5 Yr. Jumbo CD Daily $100,000 04/24/2015
19 Bank of Internet USA 1.35% 5 Yr. Jumbo CD Daily $100,000 04/24/2015
20 Heritage Bank 1.13% 5 Yr. Jumbo CD Simple Interest $100,000 04/24/2015
21 USAA 1.11% 5 Yr. Jumbo CD Monthly $100,000 04/24/2015
22 Mount McKinley Bank 0.90% 5 Yr. Jumbo CD Simple Interest $100,000 04/24/2015
23 Citizens Trust Bank 0.40% 5 Yr. Jumbo CD Simple Interest $100,000 04/24/2015

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CD Rates Offered Now

Institution Information APY




Institutions may have different rates on other sites. Identify yourself as a Bankrate.com customer for these rates. Rates are subject to change. Some institutions pay for links, though many do not. All institutions insured by FDIC. Powered by:

Rates are accurate and available as of the date specified for Bankrate customers. Rates are subject to change without notice and may vary branch to branch. Identify yourself as a Bankrate consumer to get the Bankrate.com rate.
Quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own Web site, where you can find additional information. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit Union deposits are insured by the National Credit Union Administration. Many institutions have different rates on their own websites than those posted on Bankrate.com. If you believe you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please let us know.
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