Don't miss out on bank deals that can put $$$ in your account instantly.
Name: 
Email:
Sponsors:

Download Jordan Roy-Byrne's Recession Busting Guide

Get a $25 bonus for Opening an ING Direct Savings (must open with a $250 deposit)

Get 100 Free Trades at E*Trade for Opening an IRA (no minimums, no fees)

Quicken Personal Finance

Zacks Opens it's 27%+ Per Year Stock Picking System to Public

Free Trial Credit Report


best savings accounts budgeting

Most Popular Zero Percent Credit Card

Blue from American Express®

Apply for Blue from American Express®

  • 0% APR on Purchases for Up to 12 Months
  • No Annual Fee
  • Low Balance Transfer APR ? 2.99% for 12 Months
  • Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
  • Membership Rewards Express® Program
  • Express Approval. Get a Decision in Less Than 60 Seconds.
  • Apply online now at American Express's Web site
Intro APR Regular APR Credit Required Annual Fee
0% APR for Up to 12 Months As low as 10.99% Variable None $0

Credit Cards are wonderful financial tools if used appropriately. Without discipline they can be very expensive and stressful. If you know how to manage your money well, you can save tons of interest with a credit card. My friend bought his truck on a zero percent credit card and didn't have to pay interest at least for a full year. If I remember correctly he paid the balance in full without ever incurring interest.


Can't find the right credit card? Do a quick credit card search

Other Zero Percent Credit Cards

Save Money on Gas Plus Get Zero Percent Interest

BP Visa® Card
Issued by Chase
 

BP Visa® Card

The BP Visa® Card is ideal if you purchase your gas at BP gas stations and you would like to take advantage of the rebate program. You'll earn a 5% rebate for purchases made at BP gas stations; a 2% rebate for purchases made at dining establishments, airlines, lodging facilities, and on auto rentals; and a 1% rebate for all other purchases. Plus, all rebates are doubled during the first two billing cycles. Each time you earn $25 in rebates, you'll have your choice of receiving a BP gift card, a check made payable to you, or of making a donation to The Conservation Fund. This card has no annual fee, a 0% introductory rate on balance transfers for up to six months, and an above average interest rate after the introductory expires. The card also provides many common benefits, including online account access and no liability for unauthorized purchases.
Review Date: 10/2/2008
 

If you need to do a large balance transfer, Chase usually gives a high credit limit

Chase Platinum Visa® Card
Issued by Chase
 

Chase Platinum Visa®

The Chase Platinum Visa® Card is an overall good platinum card that offers a rewards program. You'll earn one point for every dollar you spend, and points are redeemable for cash back, merchandise, travel, and gift cards. The card has a 0% introductory rate on purchases and balance transfers for up to the first twelve months and a reasonable interest rate on purchases and balance transfers after the introductory rate expires. The card also has no annual fee. There is an interest-free grace period when you pay your bill in full each month, and the card offers many platinum benefits, including online account access and various travel services.
Review Date: 9/22/2008
 

The Good side of Credit Cards Credit cards can also be a life saver if you find yourself in a tight pinch - maybe you lost your job or need to purchase something critical (like gas). Or perhaps you suddenly need to repair a leaky roof, if you didn't have the cash and no credit, you'd incur further damages and costs. Many people will jump at zero percent credit card offers but they forget to read the fine print. Sometimes the zero percent card offers have really high regular APRs like around 20% or more. Now wouldn't you prefer a zero percent card for 12 months with a regular purchase APR of 11% rather than a 12 month zero percent offer with a regular APR of 22%?

Sneaky 0% APR for Life on Balance Transfers* Beware of this offer; once again if you use it correctly you'll be fine but if you don't read the fine print you'll end up paying through the nose. I have an letter from Discover Card that claims 0% APR for life. After reading the fine print I realized that in order to keep the 0% you have to make two purchases a month after the introductory period ends. Two purchases a month doesn't sound to difficult but the 0% doesn't apply to the purchases so you will be paying interest on any purchase that you make. You will not be able to pay off the purchase balance until you pay off the lower interest transfer balance. Here is an example:
You transfer $10,000 to you Discover card and make two purchases a month of $50 each to keep the 0% offer. The purchase APR is 20% and let us see how much interest you would be charged if you couldn't pay off the entire $10,000 balance in 12 months so as to be able to pay off the purchase balance. By the end of the year you would have accumulated $138.29 in interest.

0% Credit Card Search


Credit Card Search
Search Credit Card Reviews!
Category:
Status:
Intro APR:
Time Period:
Purchases Balance Transfers Cash Advances All
APR (Purch):
Variable Fixed All
Adjusted:
APR (Cash):
Variable Fixed All
Adjusted:
Finance Configuration:
Average Daily Balance Two Cycles Average Daily Balance All
Annual Fee:
Overall Rating:
Benefit Rating:
*Adjusted options applies to variable rate credit cards only.
**Ratings are based on the CardOffers.com rating system for each credit card within the same category listed in the Credit Card Directory. It is important to note that posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals.




Debt Problems? Debt consolidation could be the answer you are looking for.