How Much Would You Do to Earn 4.11% APY on $10k?

Depending on how time you have on your hands, rewards checking can really boost your returns.

Liberty National Bank currently has the best rewards checking account: Kasasa Cash.

In order to qualify for the Kasasa Cash 4.11% APY and ATM refunds, you must complete the following every month:

  • One ACH automatic payment or one direct deposit into the account
  • 12 Debit Card Purchases
  • Opt for e-statements
  • Use Online Banking

With many rewards checking offers, there is a monthly fee that kicks in if you don’t qualify for the high APY for that particular month, but with Liberty National Bank, there is no monthly fees ever.

If you don’t qualify in a month, you will still earn 0.10% APY, but you will not be reimbursed for ATM fees incurred in that month.

You can open a checking account online at with a minimum deposit of $100.